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Welcome Home to Cherry Hill in beautiful Spartanburg, South Carolina! This newer construction home has everything your checklist is looking for! A welcoming foyer leads you intro a open gorgeous living area with a well thought out kitchen, multiple pantries and the option to eat in the dining room with a lovely view of your well-manicured yard or entertain on the covered back deck before taking a relaxing dip in the jacuzzi or even cool off in the pool. On sunny days you can simply relax with a lemonade & watch the clouds roll by under the well cared for gazebo. Once inside for some cool A/C, because it IS South Carolina ya'll . . . enjoy your spacious primary bedroom with relaxing bathroom equipped with separate tiled showed, soaking tub & walk-in dreamy closet that's been upgraded. An office or playroom and utility room are also on the main floor. On the other side of the house, you have two additional bedrooms that share a jack and jill bathroom. Upstairs, you'll be delighted to find a large flex room that the previous owners have utilized as a gym & hobby room but could be an additional bedroom, if needed. Wrapping up the tour, don't neglect to check out the spacious two truck long garage, RV parking, space for a chicken coop and note the large 3/4 acre lot with nothing behind it!!! By the way, NO HOA and we're in district 3 for schools! Call today for your personal tour!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $386,000 | $386,000 | $386,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $277 | $277 | $277 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,440 | $2,536 | $3,231 |
Total Monthly Payment | $2,792 | $2,888 | $3,583 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.