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48 Cross Street, Newbury, VT, 05051 | $449,000
Motivated Seller! Blending timeless character with modern comforts, this 1835 New England-style home has been meticulously restored while honoring its historic roots. Offering three bedrooms and three bathrooms, it provides ample space for friends and guests alike. Original king pine floors in the living room and hand-hewn exposed beams throughout highlight its historic charm. From a new roof and updated utilities to fresh interior and exterior paint, the current owner has lovingly revitalized every detail, including a reimagined kitchen and adjoining garage that enhance everyday convenience. Upstairs, you’ll discover a flexible suite ideal for guests or entertaining, while the unfinished space above the garage invites endless possibilities—envision a home office, art studio, or additional living quarters. Ideally situated on a peaceful street across from Newbury Elementary School, this property is perfect for those seeking small-town charm. The Newbury Country Store, local auto garage, and the scenic Connecticut River are just a short stroll away, offering the best of New England living right outside your door. Don’t miss your chance to own a piece of history with modern ease—schedule your private showing today!
Features
- Rooms: 8
- Bedrooms: 3
- Baths: 1 full / 1 three-quarter / 1 half
- Style: Farmhouse,Post and Beam
- Year Built: 1835
- Garage: 1-car Garage
- Heating: Baseboard
- Cooling: None
- Basement: Unfinished
- Approx Sq. Feet: 2,097
- Acreage: 0.21
- Lot Desc: Corner,Country Setting,Level,Open,Sidewalks,In Town,Near Shopping,Neighborhood,Near Public Transportatn,Near School(s)
- MLS#: 5031992
- Website: https://www.raveis.com
/prop/5031992/48crossstreet_newbury_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/8/2025Listing courtesy of KW Coastal and Lakes & Mountains Realty/Hanover Phone: 603-610-8500
Listing Agent: Randy Snelling
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
48 Cross Street, Newbury, VT, 05051
$449,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $359,200 | $359,200 | $359,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,241 | $2,360 | $3,007 |
| Total Monthly Payment | $2,316 | $2,435 | $3,082 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484