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This very charming home with hardwood floors and plantation shutters is in a fantastic location between Five Forks and downtown Simpsonville. The primary bedroom, second bedroom, and walk in laundry room are all on the main level for easier living. The primary bedroom has two closets, a bathroom with a step-in shower and large countertop. Upstairs is a flex space that is open to the living room but has a closet and a window that can be used as a third bedroom or office. The kitchen is good size, has a pantry for extra storage and comes with all of the appliances. Connected to the living room is a sunroom surrounded by windows where you can kick your feet up, relax or hang out with company no matter what the weather is like outside. Walk out of the sunroom on to a patio then a covered deck. The back is partially fenced for privacy with a small area perfect for storing outdoor items or a hangout for your fur baby. Going back to the great location, the subdivision is surrounded by farmland and beautiful scenery, however just a short drive to grocery stores, restaurants, medical facilities, and schools. Neighborhood amenities include a pool, fitness room, clubhouse, tennis courts, and a neighborhood pond to fish.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,200 | $223,200 | $223,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | $49 | $49 | $49 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,411 | $1,466 | $1,868 |
Total Monthly Payment | $1,535 | $1,590 | $1,992 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.