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Under contract-accepting backup offers. LOT OF LAND!!! If you've been looking for a 4 Bedroom Home with a LARGE BACKYARD and a BIG SWIMMING POOL, you'll definitely want to see this one. This home is located on a 3/4 Acre Lot near the heart of Lutz and has no formal HOA or costly CDD Fees. Serene & Peaceful Setting. Measuring in at just under 2000 sq. ft. of living space this home has a Split Bedroom Plan providing privacy for the Primary Wing. The Formal Living & Dining Rooms have easy care tile and create a large space for entertaining. The Spacious Family Room is located off of the Kitchen and has a cozy wood burning fireplace with built in bookshelves on each side and sliding glass doors leading out to the expansive covered patio. The Kitchen has a convenient breakfast serving bar and the updated cabinetry has sleek stone counter tops. The Primary Bedroom has a walk-in closet and Bath with jetted tub and separate shower. The additional bedrooms have wood flooring & share a hall bath. Interior Laundry Room and a Large Garage. Plenty of room for multiple cars to park on the driveway. Well and Septic Systems. There is a shed out back that will remain as-is.
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Our Executive Mortgage Banker:
Our Insurance Division:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | $174 | $174 | $174 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,908 | $3,022 | $3,851 |
Total Monthly Payment | $3,174 | $3,288 | $4,117 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.