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This cute house has 2 bedrooms and 1 full bathroom. It has been recently painted inside, it has new floor on the kitchen and new baseboards around the entire house. New doors inside the house too. Additionally, the seller just changed the roof. The house doesn't have HVAC system but instead they have 3 moveable space heaters that have worked perfectly for the seller and his family for the last 5 years while they have lived in the house and they convey with the sale of the house. The seller is spraying grass seeds around all the lot. The seller decided to pay for Pest Control Treatment just to avoid little insects they saw once inside the house. The invoice is included on the documents. 5 Minutes to S Main St where you can find different restaurants and shopping. 2 minutes from Walmart, Aldi, Lowes and gas station. 10 minutes to the mall. You can find parks in the area too.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $104,000 | $104,000 | $104,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $32 | $32 | $32 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $657 | $683 | $871 |
Total Monthly Payment | $764 | $790 | $978 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.