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Welcoming you to your new home by the bay and the village. This 4 bedroom, 2-bathroom New England Cape Cod constructed in 1990 underwent a complete renovation in 2021 including new roof, double pane windows, vinyl siding, gutters and an impressive two condenser heat pump and central air conditioning system. The yard is appointed with a fenced in backyard, four zone in-ground sprinklers and Green Giant Pines set along the rear fence. The poured concrete foundation and roof line are sprayed with a closed cell insulation for optimal insulation and efficiency. Stepping inside you'll take immediate notice to the new drywall, vaulted ceiling with skylights, luxury vinyl planking, the updated kitchen with granite countertops and stainless-steel appliances, plus the convenience of having two bedrooms and one full bathroom on the main floor. Each bathroom has been finished with marble glazed ceramic tile with great southern sunlight coming in through the windows. Upstairs each bedroom is outfitted with a built-in media space for your television and consoles. The basement offers a variety of potential with outside entrance, climate control and continued luxury vinyl plank flooring. The basement also contains your mechanicals as well as washer and dryer which connects to the upstairs through an interior staircase. Making this the perfect opportunity to take advantage of all the extended space downstairs. The perfect home with taxes under $9, 000!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,999 | $479,999 | $479,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $703 | $703 | $703 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,034 | $3,153 | $4,018 |
Total Monthly Payment | $3,829 | $3,948 | $4,813 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.