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Welcome to this Cayman model floorplan home located in the 55+ retirement community of Sun City Center Florida, recently voted the number 1 retirement community in the country by Realtor. com. This well-maintained home is a true 3 bedroom, 2 bath home and features 1765 sq. ft. of airconditioned space. As you approach the home you will find a screened in front porch that is perfect to enjoy your morning coffee or relax with a good book. The entryway has 2 sidelights and a large Palladium window that provide natural lighting inside. Upon entering the house, you are greeted with vaulted ceilings throughout the majority of the home and neutral-colored walls and quality laminate flooring will go with any decor. With 3 full bedrooms, one which can be used as a den or craft room, you can easily accommodate friends and family that want to visit and get away from the cold northern winters. The spacious master suite will easily accommodate king size furniture, and the master bath has a large walk-in closet along with both a shower and soaking tub. The kitchen features plenty of cabinet space, Corian counter tops, stainless steel appliances and a convenient breakfast nook. Off of the kitchen and the living room is the enclosed lanai that is perfect for relaxing or entertaining guests. This home should have no issues with a 4-Point Inspection; the A/C was replaced in 2016, new A/C ducts were installed in 2019, the roof was replaced in 2014, and the plumbing was replaced in 2013. New electrical panel box and disconnects will be changed out prior to closing. This home is conveniently located to grocery stores, banking, medical facilities and other shopping. Sun City Center also has easy access to the interstate, airports, and the cruise terminal. You are also only a short distance from world class beaches and sporting events. Whether you are planning to move to Florida as a permanent resident of just a snowbird, this is a certainly a home that should be on your list to look at. Call to make an appointment today!
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $238,000 | $238,000 | $238,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.360% | 7.290% | 6.404% |
Monthly Tax Payment | $233 | $233 | $233 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,624 | $1,603 | $2,024 |
Total Monthly Payment | $1,932 | $1,911 | $2,332 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.