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One or more photo(s) has been virtually staged. Nestled in one of Winter Haven’s most convenient locations, this beautifully maintained 3-bedroom, 2-bath home offers stunning lake views right at the end of the street. As you drive up, the serene water in the distance adds to the home’s charm and appeal. Inside, you’ll find an open floor plan featuring formal living and dining rooms, a spacious family room, a remodeled kitchen, and a split-bedroom layout. The formal living room is bright and welcoming, with a large bay window that floods the space with natural light. The updated kitchen boasts quartz countertops, a subway tile backsplash, stainless steel appliances, and a natural gas range. The family room is a true retreat, showcasing terrazzo flooring, built-in shelving, a striking tongue-and-groove wood ceiling, and a mini kitchen with a secondary refrigerator, pantry, and extra counter space. All bedrooms are generously sized with ceiling fans, while the primary bathroom features a walk-in shower, and the guest bath offers dual sinks and a tub-shower combo. Step outside to the fully fenced backyard, complete with lush landscaping, a mango tree, a storage shed with electricity, and an irrigation well with a new pump. Entertain with ease on the spacious screened lanai or host weekend BBQs on the concrete patio. Additional highlights include luxury vinyl flooring, hurricane-rated windows, a newer water heater (2022), updated plumbing (CPVC), a new A/C (2016), an updated electrical system, and a new roof (2011). With no HOA and a prime location near restaurants, shopping, and major highways connecting Tampa and Orlando, this immaculate home is move-in ready. Call today for your private tour!
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Our Executive Mortgage Banker:
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$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $331 | $331 | $331 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,665 | $1,728 | $2,193 |
Total Monthly Payment | $2,071 | $2,134 | $2,599 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.