1409 FRANKLIN STREET, Clearwater, FL, 33756 | $414,900

This exceptional property offers both a beautifully updated main house and a separate, private apartment or in-law suite, providing a range of possibilities for homeowners and investors alike. The main house features two spacious bedrooms, one modernized bathroom, and a bonus room—perfect for a home office, nursery, or creative space. Designed for comfort and style, this home has undergone extensive updates, including new laminate flooring, energy-efficient windows, and fresh interior paint throughout. The fully remodeled bathroom exudes contemporary charm with stylish fixtures and finishes. The kitchen has been thoughtfully upgraded with new cabinetry, brand-new stainless steel appliances, and a sleek stone countertop, making meal preparation a joy. Additionally, a brand-new roof ensures long-term durability and peace of mind. Step outside and enjoy the inviting backyard oasis, where a spacious deck provides the perfect setting for your morning coffee or a relaxing evening under the sunset. Whether entertaining guests or simply unwinding in the fresh air, this outdoor space enhances the home’s appeal. Studio Apartment/In-Law Suite: The separate studio apartment is a fantastic addition, offering flexibility for rental income, guest accommodations, or a private retreat. This self-contained unit features a mini-split air conditioning system (2024)for efficient climate control, a newly renovated bathroom, a generous walk-in closet, and a compact yet functional mini kitchen. With its own entrance, this space provides privacy and independence, making it an ideal rental unit or a comfortable suite for extended family members. Prime Location: Nestled in a sought-after area, this home is just minutes from Clearwater’s world-renowned beaches, vibrant dining options, and a variety of entertainment and outdoor activities. Whether you're looking to explore the beautiful Gulf Coast, indulge in the local food scene, or simply enjoy a laid-back coastal lifestyle, this location offers it all. With its updated interiors, versatile living spaces, and unbeatable location, this property presents an incredible opportunity—whether you're seeking a multi-generational home, an investment property, or a place to enjoy the best of Florida living. Don’t miss the chance to make this home your own! Roof: 2023
Windows: 2024, Exterior paint and stucco: 2023, Split unit: 2024, HVAC: 2022

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 65 x 100
  • Laundry: Inside, Laundry Closet
  • Year Built: 1949
  • Heating: Electric, Heat Pump
  • Cooling: Central Air, Mini-Split Unit(s)
  • Approx Sq. Feet: 1,381
  • Acreage: 0.15
  • Lot Size: 65 x 100
  • Est. Taxes: $4,411
  • Lot Desc: City Lot
  • Appliances: Convection Oven, Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: TB8361630
  • Days on Market: 20 days
  • Website: https://www.raveis.com
    /prop/TB8361630/1409franklinstreet_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/12/2025 1:24:15 AM)
Listing courtesy of MC HOMES REALTY INC   Phone: 727-432-2181

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1409 FRANKLIN STREET, Clearwater, FL, 33756

$414,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $331,920 $331,920 $331,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.063% 6.132%
Monthly Tax Payment $368 $368 $368
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,098 $2,180 $2,779
Total Monthly Payment $2,541 $2,623 $3,222

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.