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Forida living has never been more affordable or spacious in this spectacular 4-bedroom home with 2 family rooms, located in beautiful New Port Richey! Large covered back patio overlooking a very spacious back yard! This oasis boasts a great floor plan with a kitchen island that will delight the chef of the house! Close to all amenities that your heart desires! Come and check out this update abode, you will be so glad you did when you walk through that front door! Interior of the dwelling has been freshly painted from wall to ceiling, new tile floor in kitchen, living room and in the spare bathroom, new stove and dishwasher, may updated lights, kitchen updated with cabinets that were factory lacquered, spare bathroom updated, many fans updated, brand new water softener installed, and closets lined with cedar, so much for so little! The 4th bedroom is located in the back of the home that can easily be converted to a mother-in-Law suite with its own separate living room! Roof is 2022!! Please give as much notice as possible, as buyers live in this home. Note to Buyers - Seller is very motivated to find another home but the sale of this home is contingent upon her finding a suitable home to purchase prior to closing. Seller may need up to 60 days (or less) for a potential closing date.
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Our Executive Mortgage Banker:
Our Insurance Division:
$329,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,920 | $263,920 | $263,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.132% |
Monthly Tax Payment | $366 | $366 | $366 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,647 | $1,734 | $2,209 |
Total Monthly Payment | $2,088 | $2,175 | $2,650 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.