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PRICE IMPROVEMENT! Same great home but now even more affordable. Located in a quiet neighborhood in the heart of East Englewood just 4 miles from the beaches of Manasota Key, this gardener's oasis awaits you! Enjoy a beautiful botanical garden from the comfort of your large, enclosed Florida room with a mini-split providing AC and heat (mini-split was not permitted and Florida room is not included in heated SqFt) The southern exposure captures gorgeous natural light from every room. This home has newer custom designed window treatments, flooring, baseboard, wall and ceiling texture (no popcorn ceilings), seamless gutters, and a new septic tank in 2020 along with a remodeled kitchen in 2021 with a center butcher block top island, gas stove, impact glass on windows and sliding glass doors, new AC in 2021, and you can just sit back and enjoy the serenity of your botanical oasis outside while the programmable rainbird irrigation system does all the work for you. The single car over-sized garage, along with the exterior 2013 Robin Builders 16 x 10 shed offers ample storage for this home and this property is NOT in a flood zone. There are tennis courts and a playground 1 mile away at the Charlotte County Tringali Park and this home is in the heart of the Charlotte County school district between Vineland Elementary School/LA Ainger Middle School and Lemon Bay High School. This is the perfect starter home for a young family or for your winter Florida get-away!
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
Monthly Tax Payment | $326 | $326 | $326 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,492 | $1,571 | $1,986 |
Total Monthly Payment | $1,893 | $1,972 | $2,387 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.