One or more photo(s) has been virtually staged. Charming 1925 Bungalow in Campbell Park – A Rare Find! Seize the opportunity to own this beautiful 3 bedroom, 2 bath home that combines the classic charm and character of a 1925 bungalow with the comforts of modern upgrades to offer a perfect balance of style and functionality. Located in desirable Campbell Park neighborhood, it's just steps from Historic Roser Park and a short walk to all that thriving downtown St Pete has to offer. Features include: a spacious and inviting, generously-sized living room with soaring ceilings, smooth plaster walls, a welcoming covered, open air front porch; the timeless character of refinished original hardwood floors in the main living areas, vintage pushbutton light switches, and period-style fixtures that preserve the home’s historic integrity; a modernized kitchen that is fully renovated with solid wood, white shaker-style cabinetry, granite countertops, subway tile backsplash, and under-cabinet lighting, and is outfitted with brand-new stainless steel appliances, a sleek flat-top glass stove, and a convenient pot filler; two bathrooms that showcase original bathtubs, new elegant subway tile, a new double vanity in the primary bathroom, a new single vanity in the second bathroom, and new water closets; newer windows, updated front and back doors, an electronic fireplace, and a freshly painted interior and exterior with high-quality Sherwin-Williams paint; enhanced systems such as a tankless hot water heater; the convenience of a spacious indoor laundry room; newly installed white PVC fencing, white aluminum gutters, and a professionally designed driveway; and a front sun room with a wooden bench swing for two. The property also features an expansive outdoor space, comprising a large backyard with ample room for a pool or accessory dwelling unit (buyer to confirm zoning regulations) and low-voltage outdoor lighting. Other exterior features include a well-maintained roof with charcoal dimensional shingles. The existing chimney liner requires rebuilding but is being sold as-is. The AC system has been professionally inspected. Additional benefits include a fumigation warranty for peace of mind and four-point and wind mitigation inspections that have already been completed and can be transferred to the new owner. Ring doorbell and electronic door locks on entry doors are included. This one-of-a-kind bungalow is a rare treasure, blending historic charm with thoughtful updates in an unbeatable location. Don’t miss out — schedule your private showing today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $203 | $203 | $203 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,149 | $2,234 | $2,846 |
Total Monthly Payment | $2,427 | $2,512 | $3,124 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.