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Looking for a Home with a view!? Spectacular views of both the ocean and the intercoastal from your private balcony. Nearly 80k in total upgrades done to this home, completed in March 2025. Located in the Summer Island gated community this 4 bedroom 3 bath home offers soaring vaulted ceilings, and an abundance of natural light. Enter the NEW French doors into a large welcoming entryway that leads to an oversized family room for entertaining. First floor hosts the FULLY UPDATED Kitchen including new cabinets, flooring and appliances. New flooring throughout the lower level including in the game room, laundry and half bath. Family room has a gas fireplace with updated stone work and a French door leading out to the screened porch with an outside deck for family gatherings. The back yard is big enough to add a pool, although the Community Clubhouse has a pool with an amazing view of the intercoastal, tennis courts, a playground and a basketball hoop! Upstairs hosts the Owner's suite, offering a luxury retreat with private balcony for those morning sunrises. The Master bath has dual sinks and a separate shower and soaking tub and a large walk in closet. HVAC replaced in 2024 and 2016. Re-Roof done in 2018. Freshly painted Driveway, walkway, garage door, garage floor and partially repainted the front of the house. This home is competitively priced to sell. Come and make your dream a reality and live the St. Augustine lifestyle!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,200,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $960,000 | $960,000 | $960,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.811% | 6.727% | 6.560% |
Monthly Tax Payment | $469 | $469 | $469 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,756 | $6,147 | $8,297 |
Total Monthly Payment | $6,350 | $6,741 | $8,891 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.