1121 SE 23rd TER, Cape Coral, FL, 33990 | $399,000

Situated on a gulf access canal lot with quick access to open water and a boat lift with dock, this boaters dream home provides a convenient setting for boating and waterfront activities. From the backyard, you can explore Cape Coral’s waterways, visit nearby islands, or simply enjoy the peaceful views of the water. Step inside to discover a spacious and inviting layout, designed to provide both functionality and flexibility. This home features a formal living room and a separate family room, allowing for multiple living spaces that can accommodate both quiet relaxation and lively gatherings. Whether you're hosting guests or simply enjoying a peaceful evening at home, this layout offers plenty of room to spread out. The kitchen is well-appointed with plenty of cabinet space and a convenient breakfast bar. Ceiling fans in the kitchen, living room, and bedrooms add comfort and energy efficiency. The adjacent dining area provides stunning water views and direct access to the lanai through pocket sliding glass doors, allowing you to enjoy your meals with a waterfront backdrop. The family room also features sliding glass doors that lead to the lanai, seamlessly connecting indoor and outdoor spaces for effortless entertaining. The primary suite is a peaceful retreat, offering generous space, a walk-in closet, and a private en-suite bathroom with a walk-in shower. The guest bathroom provides added convenience with direct outdoor access, perfect for future pool plans. Step outside to your private screened lanai and take in the breathtaking waterfront views. The backyard is a blank canvas with plenty of space for a pool, allowing you to design your own tropical oasis tailored to your lifestyle. Enjoy the convenience of your private dock and boat lift, making it easy to set out for a day on the water whenever the mood strikes. Whether you're an avid boater or simply love the peaceful ambiance of waterfront living, this home delivers. Beyond the home’s stunning location and potential, it also comes with major recent updates that add peace of mind for the next owner. A new roof, A/C, garage door, and water heater—all replaced in 2023, ensure the home is structurally sound and well-maintained. The washer and dryer are just two years old, offering added convenience. Fresh exterior paint in 2024 enhances the home’s curb appeal. Located in a desirable neighborhood, this home offers easy access to shopping, dining, parks, and more

Features

  • Amenities: None, No Subdivision
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 80 x 80 x 125 x 125
  • Laundry: Inside
  • Year Built: 1986
  • Garage: 2-car Garage Door Opener, Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fan(s), Central Electric
  • Basement: Ceiling Fan(s), Central Electric
  • Approx Sq. Feet: 2,101
  • Acreage: 0.23
  • Lot Size: 80 x 80 x 125 x 125
  • Est. Taxes: $3,375
  • Lot Desc: Regular
  • View: Canal, Water
  • Water Front: Yes
  • Pets Allowed: Yes
  • Pet Policy: No Approval Needed
  • Appliances: Dishwasher, Dryer, Microwave, Refrigerator/Freezer, Self Cleaning Oven, Washer
  • MLS#: 225027782
  • Days on Market: 65 days
  • Website: https://www.raveis.com
    /prop/225027782/1121se23rdter_capecoral_fl?source=qrflyer
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The data relating to real estate for sale displayed on this Website comes in part from the Multiple Listing Service of the Bonita Springs-Estero Association of REALTORS®, Inc., under License No. BK3330055FL. Properties displayed on this Website include properties listed with brokerage firms other than William Raveis Real Estate. Detailed information about such properties includes the name of the brokerage firm with which the seller has listed the property. The properties displayed may not be all the properties listed with brokerage firms participating in the Bonita Springs-Estero Association of REALTORS® Multiple Listing Service, or contained in the database compilation of the Bonita Springs-Estero Association of REALTORS™ Multiple Listing Service.
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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1121 SE 23rd TER, Cape Coral, FL, 33990

$399,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,200 $319,200 $319,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.995% 7.050% 6.112%
Monthly Tax Payment $281 $281 $281
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,991 $2,097 $2,672
Total Monthly Payment $2,347 $2,453 $3,028

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.