5 RIO VISTA DRIVE, Palm Coast, FL, 32137 | $949,000

WATERFRONT CUSTOM POOL HOME WITH OUTDOOR KITCHEN, ONSITE MARINA WITH DRY STACK STORAGE & LUXURY UPGRADES!

Experience perfect coastal living in this stunning custom-built waterfront pool home in Marina del Palma, an exclusive gated community along the Intracoastal Waterway with a state-of-the-art marina, valet concierge service, and inside dry stack storage. Designed for those who appreciate high-end craftsmanship, modern amenities, and effortless boating access.

Step inside to an open-concept layout with luxury vinyl plank flooring, plantation shutters and hurricane-impact windows. The chef’s kitchen is thoughtfully designed with stainless steel appliances, a built-in wine refrigerator, a farmhouse sink, a built-in wine glass/bottle washer, a huge island, and a spacious walk-in pantry. The living area is the heart of the home, featuring a fireplace with a stunning stacked stone surround, all complemented by a Habitech surround sound system for the ultimate entertainment experience. The gas appliances are powered by a 250-gallon underground propane tank that is seller-owned.

The first-floor owner’s suite is a waterfront retreat with breathtaking views, a spa-like en-suite bath, and an enormous walk-in closet. The luxurious bath features his and hers split sinks, granite countertops, and a custom-tiled shower with a rain-style fixture. Two additional first-floor bedrooms, each with their own walk-in closets, provide ample storage. Upstairs, a spacious fourth bedroom and bonus area include an en-suite bath, a walk-in closet, and Dolby Atmos surround sound wiring, making it ideal as a guest suite, media room, or home office.

The backyard is a true tropical oasis, featuring a custom outdoor kitchen with a New Age wine refrigerator, a built-in top-of-the-line grill with stacked stone accents and a granite countertop, all set beneath a wood plank ceiling-covered lanai for a resort-like ambiance. The screened-in pool and waterfall feature provide the ultimate retreat, where you can relax and enjoy breathtaking sunset views. A Habitech surround sound system extends to the outdoor lanai, elevating the outdoor experience.

Additional highlights include a two-car garage with a 240-volt EV plug, epoxy-coated floors, MyQ app-controlled garage door, hand-built shelving, and a manual transfer switch for generator plug-in convenience. A whole-house Generac generator ensures continuous power, in addition to the manual generator hookup for extra security. The professionally designed landscaping is enhanced by custom outdoor lighting, and a well system provides efficient irrigation.

Marina del Palma is a boater’s paradise, offering concierge dry storage services that allow you to request your boat via a mobile app for seamless launching, fueling, and cleaning. Residents enjoy access to a 3, 000 sq. ft. waterfront clubhouse, a resort-style pool and hot tub, a fitness center, tennis courts, and a dog park. Located just minutes from beautiful beaches, scenic trails, top-rated dining, and shopping, this home delivers an unparalleled luxury waterfront lifestyle.

Don’t miss the opportunity to own this move-in-ready, custom-designed masterpiece—schedule your private tour today!

Features

  • Rooms: 11
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 50 x 125
  • Laundry: Inside, Laundry Room
  • Style: Custom
  • Year Built: 2021
  • Garage: 2-car Driveway, Electric Vehicle Charging Station(s), Garage Door Opener, Oversized
  • Heating: Central, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,810
  • Acreage: 0.14
  • Lot Size: 50 x 125
  • Est. Taxes: $11,380
  • HOA Fee: $1,063 Quarterly
  • Lot Desc: Landscaped, Near Marina, Sidewalk
  • View: Pool, Water
  • Elem. School: Old Kings Elementary
  • Middle School: Indian Trails Middle-FC
  • High School: Matanzas High
  • Pool: Gunite, In Ground, Lighting, Other, Screen Enclosure, Tile
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Microwave, Range Hood, Refrigerator, Wine Refrigerator
  • MLS#: FC308094
  • Days on Market: 13 days
  • Website: https://www.raveis.com
    /prop/FC308094/5riovistadrive_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/12/2025 11:32:08 PM)
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR   Phone: 888-977-1588

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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5 RIO VISTA DRIVE, Palm Coast, FL, 32137

$949,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $759,200 $759,200 $759,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.911% 6.754% 6.792%
Monthly Tax Payment $948 $948 $948
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,675 $4,861 $6,666
Total Monthly Payment $5,715 $5,901 $7,706

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.