12038 NE 51ST CIRCLE, Oxford, FL, 34484 | $464,900

REDUCED $15, 000 BY MOTIVATED SELLER! Fantastic POOL home offered TURNKEY. Looking for a home or investment property that offers a golf cart lifestyle without all of the fees? This Villages built DESIGNER WISTERIA SALTWATER POOL HOME is located in the all ages neighborhood of BISON VALLEY and offers GOLF CART ACCESS to the many restaurants and retailers throughout The Villages, including FREE NIGHTLY ENTERTAINMENT AT THE SQUARES with NO BOND PAYMENTS, NO MAINTENANCE FEES and NO MONTHLY AMENITY FEES. Enjoy your PRIVATE FENCED backyard with WATERFALL POOL and pool deck in an EXPANSIVE 1200SF BIRDCAGE that offers multiple seating areas and also encompasses the 220SF COVERED LANAI with FIREPIT DINING TABLE, ceiling fan and POWER SCREENS. New POOL HEATER and SALTWATER POOL SYSTEM installed in 2023. The home has MANY UPGRADES including LAMINATE floors, LIGHTED CEILING FANS and window treatments throughout. The SPLIT BEDROOM PLAN offers a PRIMARY SUITE on one side withQUEEN BED, NIGHTSTANDS, TV & STAND, lighted ceiling fan, CUSTOMIZED WALK IN CLOSET and ENSUITE BATH. The bath has GRANITE COUNTER, double sinks, linen closet and WALK IN SHOWER. The Laundry Room with FULL SIZE WASHER & DRYER, deep sink and large closet is located adjacent to the Primary Suite for maximum convenience. On the opposite side of the home is the GUEST WING with two GUEST ROOMS, both with CUSTOM CLOSET SHELVING and lighted ceiling fans. TWO DOUBLE BEDS in the back guest room with VIEW TO POOL and QUEENSIZE furnishings are in the front with view to front. A GUEST BATH with tub/shower combination completes the Guest Wing. The EAT IN KITCHEN offers GRANITE countertops, STAINLESS KITCHENAID APPLIANCES, table and chairs, plus a BREAKFAST BAR that is open to the Living Room which has REMOTE POWER RECLINER SOFA AND CHAIR, TWO SIDE CHAIRS, ELECTRIC FIREPLACE CONSOLE WITH LARGE FLAT SCREEN TV, TABLES, LAMPS, VOLUME CEILING and lighted ceiling fan. From the Living Room, STACKING SLIDERS open to the LANAI and pool/patio area. Just outside the birdcage there is an open patio with GAS BBQ GRILL that leads to the fenced back yard. The two car garage has pull down stairs for attic access, mechanical closet, 2022 ELECTRIC WATER HEATER and room for storage. Located near The Villages Charter Schools, Wildwood Public Schools and several others. Linens, Kitchenware and Accssories are included in Turnkey package. FURNISHINGS, TVs and CONTENTS were purchased in 2022-2024. 2008 Golf Cart is also offered separately. START LIVING YOUR BEST LIFE in this lovely POOL HOME with GOLF CART ACCESS to The Villages. Great opportunity for personal use or a fantastic rental property!

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2007
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,536
  • Acreage: 0.18
  • Est. Taxes: $3,061
  • HOA Fee: $454 Annually
  • Lot Desc: City Lot, Landscaped
  • View: Pool
  • Elem. School: Wildwood Elementary
  • Middle School: Wildwood Middle
  • High School: Wildwood High
  • Pool: Child Safety Fence, Heated, In Ground, Pool Sweep, Salt Water, Screen Enclosure
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer
  • MLS#: G5094176
  • Days on Market: 42 days
  • Website: https://www.raveis.com
    /prop/G5094176/12038ne51stcircle_oxford_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/10/2025 3:42:52 AM)
Listing courtesy of FONTANA REALTY INC.   Phone: 352-817-3574

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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12038 NE 51ST CIRCLE, Oxford, FL, 34484

$464,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $371,920 $371,920 $371,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.063% 6.132%
Monthly Tax Payment $255 $255 $255
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,351 $2,443 $3,113
Total Monthly Payment $2,681 $2,773 $3,443

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.