PRICE IMPROVEMENT - SCOTTISH HIGHLANDS 55+ COMMUNITY CUSTOM BUILT HOME LOCATED ON A BEAUTIFUL WATER VIEW LOT. FEATURES INCLUDE IRRIGATION WELL, HARDWOOD FLOORS, FAMILY ROOM WITH GORGEOUS WATER VIEWS AND FIREPLACE, ROOF 2021, DISHWASHER DEC. 2024, WATER HEATER 2017, NEW BREAKER BOX 2024, NEWER WINDOWS 2017/2018, NEW PUMP FOR IRRIGATION WELL, NEWER WASHER, STAND ALONE HOT TUB. HOME IS LOCATED ON A DEAD END STREET WITH NO THRU TRAFFIC. WALK IN TO THE LOVELY LIVING ROOM WITH CATHEDRAL CEILINGS AND BAY WINDOW WHICH OPENS UP TO DINING ROOM. HARDWOOD FLOORS IN LIVING ROOM, DINING ROOM, KITCHEN, HALLWAY AND BOTH BEDROOMS. KITCHEN HAS VIEW OF WATER WITH LOADS OF CABINETS AND COUNTERTOP SPACE, DINETTE AREA. LARGE FAMILY ROOM 24 X 15 WITH ELECTRIC FIREPLACE WHICH HAS OPEN VIEWS TO WATER. PRIMAY SUITE HAS WALK-IN CLOSET AND TUB/SHOWER/ WALK IN ACCESSIBILITY. GUEST BATH HAS TUB/SHOWER. GUEST BEDROOM WITH 2 WALL CLOSETS GREAT FOR STORAGE. COVERED REAR PATIO WITH ABOVE GROUND HOT TUB AND LOVELY TREED BACKYARD OVERLOOKING LANDSCAPED LOT GREAT FOR BIRD WATCHING AND BUTTERFLIES. TWO CAR GARAGE 20 X 20. FEES INCLUDE BASIC CABLE AND INTERNET. COMMUNITY HAS OLYMPIC SIZE INDOOR HEATED POOL, SPA, RECREATION BUILDINGS, COMMUNITY CENTER WITH STAGE AND KITCHEN AND SEPARATE ACTIVITY BUILDING, OUTDOOR POOL, TENNIS/PICKELBALL COURTS, STORAGE FOR RV/BOAT AND LOADS OF ACTIVITIES TO CHOOSE FROM. MAKE THIS TRANQUIL SETTING YOUR NEXT ADDRESS.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$235,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $188,000 | $188,000 | $188,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $102 | $102 | $102 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,188 | $1,235 | $1,574 |
Total Monthly Payment | $1,365 | $1,412 | $1,751 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.