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*See Tour 1 for Virtual Walk Through* Welcome Home to Harbour Oaks! Stunning home located at the end of a private street with a vacant lot to the side that will not be built on in the sought-after gated community. Meticulously maintained residence offers an unparalleled blend of comfort and convenience, making it the perfect sanctuary for discerning homeowners. Step inside to be greeted by an expansive open floor plan with soaring ceilings that seamlessly blends the outside oasis with the inside living areas. One of the standout features of this exquisite home is the expanded lanai with sparkling solar heated pool, cozy pergola nook and fun Tiki Bar (can easily be removed). Whether you're hosting a barbecue or enjoying a tranquil morning coffee, the lanai offers a versatile space for you to enjoy our beautiful Florida weather. The master suite is a true retreat, featuring ample space, sliding doors to the lanai, two walk-in closets, and a spa-like en-suite bathroom (beautifully remodeled in 2021). Enjoy the ultimate in relaxation with large walk-in shower with multiple shower heads, dual vanities and custom built-in cabinets. This private haven provides the perfect escape within your own home. The kitchen is the heart of this home, equipped with state-of-the-art Samsung appliances, cabinet pantry, upgraded cabinetry, granite countertops, large center island with breakfast bar and a stunning view of the pool through the breakfast nook aquarium window. Two additional spacious guest rooms are privately located with a newly updated bathroom between them. Inside laundry room with abundant cabinets and built-in desk space located off the garage WITH AC round out this home with plenty of room for all your storage needs. NEW roof in 2020, AC in 2021, (see attached feature sheet for list of all upgrades), well for irrigation, mature fruit trees, security cameras (3 views) show the care of the owner to provide a well maintained and beautiful home. Community features include; gated entry, sidewalks, playground, tennis and basketball courts and the friendliest neighbors. Come live your best life in SW FL and take advantage of all the sunshine state has to offer with World Famous Fishing, Nature parks, Award-winning Golf Courses, and stunning beaches on the Gulf of Mexico! Conveniently located near I-75, a quick 30-minute drive to Sarasota or Fort Myers, Charlotte County is home to the beautiful historic downtown Punta Gorda, Allegiant Sunseeker Resort and the Atlanta Braves and Tampa Bay Rays Spring Training Sports Parks! Don’t miss your opportunity to make this wonderful town YOUR hometown!
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Our Executive Mortgage Banker:
Our Insurance Division:
$515,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $412,000 | $412,000 | $412,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.160% | 7.154% | 6.172% |
Monthly Tax Payment | $237 | $237 | $237 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,672 | $2,738 | $3,449 |
Total Monthly Payment | $3,001 | $3,067 | $3,778 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.