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One or more photo(s) has been virtually staged. ANNUAL LEASE available in this quaint 55+ community of Rio Villa Lakes in Punta Gorda. You’ll enjoy easy living in this charming 3-bedroom, 2-bath, 2-car garage home with a newer roof. Rio Villa Lakes offers the perfect blend of tranquility and convenience. Lawn maintenance is included making this the perfect home for either snowbird or full-time Florida fun. It's a quick bike ride to take advantage of community amenities such as a COMMUNITY POOL, PICKLEBALL COURT, AND CLUBHOUSE equipped with a small kitchen, games, and exercise equipment. Step inside to discover a thoughtfully designed split floor plan, providing privacy between the primary suite and the additional bedrooms. The heart of the home features an open kitchen and living area, ideal for entertaining friends and family. Enjoy calming lake views and the sights and sounds of wildlife from your east-facing lanai. The screened-in back porch offers a perfect retreat, shielding you from the afternoon sun while you soak in the peaceful surroundings. Additional features include a 2021 AC unit, 2024 stainless refrigerator, recently replaced lanai screens, hurricane shutters for peace of mind during storm season, and an extra refrigerator in the laundry room. Conveniently located near downtown Punta Gorda, Fisherman’s Village, Sunseeker Resort, and Punta Gorda Airport, this home provides easy access to charming shops, restaurants, and entertainment options. Don't miss your chance to experience the ultimate in Florida retirement living. Owner will consider pets for an additional fee. Schedule your showing today and make this lake view oasis your new home!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $1,680 | $1,680 | $1,680 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $11 | $11 | $14 |
Total Monthly Payment | $86 | $86 | $89 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.