49 Hammock Beach CIRCLE S, Palm Coast, FL, 32137 | $2,498,000

Indulge in unparalleled sophistication with this magnificent Blue Water masterpiece, situated in the prestigious Ocean Hammock community. Every element of this newly constructed home has been thoughtfully curated to seamlessly blend timeless elegance with modern functionality, offering an exceptional living experience like no other. This exceptional 4 bedroom, 4 bathroom and 3 Car Garage home is located right across from the beach access. Take a short stroll to the beach and enjoy a refreshing dip in the cool pool. At the heart of the home, the custom kitchen showcases hand-painted tile work, marble countertops, a 48" dual-fuel stove, a convenient microwave drawer, and low-voltage lighting under cabinets for a warm, modern ambiance. The main living area boasts striking 24x48" tiles imported from Spain, adding a touch of European sophistication. The open floor plan of the first living is ideal for everyday life or hosting your family and friends. Also, conveniently on the first level boasts the primary suite with two walk-in closets. Italian hardwood flooring graces the primary suite and upstairs, complementing the marble tile accents that flow throughout the home. Step into the spa-like bathroom, complete with Toto Nexus toilets, a steam shower, and thoughtfully placed under lighting cabinets. Custom molding adds an air of refinement throughout the house, while the custom wood staircase and railing create a grand focal point. Designed for ease and organization, the home features custom walk-in closets and shelving, and even a dedicated dog wash station for your furry companions in the mud room. Upstairs showcases the other bedrooms with ensuites, one being a perfect option for an office or 4th bedroom with a balcony facing East ideal to feel the ocean breezes while the sun comes up. Outdoor living is equally impressive, with custom rear patio stairs and planters that blend style and practicality. From the back patio and balcony, you will be able to soak in the stunning sunset views while overlooking the lake. This home is truly a masterpiece of craftsmanship, offering a seamless blend of luxury and comfort in every corner. It's more than a home—it's an experience waiting for you. Living on Hammock Beach Circle comprises of a guarded community gate, community pool and beach access, and lawn maintenance all included in the HOA. You can also join the Hammock Beach Club for access to world-class amenities, pools, Golf Courses, restaurants and more! Expected completion in May.

Features

  • Rooms: 5
  • Bedrooms: 4
  • Baths: 4 full
  • Laundry: Laundry Room
  • Year Built: 2025
  • Garage: 3-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,683
  • Acreage: 0.21
  • Est. Taxes: $3,403
  • HOA Fee: $650 Quarterly
  • Pet Policy: Cats OK, Dogs OK, Number Limit
  • Appliances: Dishwasher, Microwave
  • MLS#: FC308119
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /eprop/FC308119/49hammockbeachcircles_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/13/2025 5:37:13 PM)
Listing courtesy of HAMMOCK REAL ESTATE GROUP   Phone: 386-246-9934

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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49 Hammock Beach CIRCLE S, Palm Coast, FL, 32137

$2,498,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,998,400 $1,998,400 $1,998,400
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.911% 6.764% 6.726%
Monthly Tax Payment $284 $284 $284
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $12,304 $12,796 $17,408
Total Monthly Payment $12,713 $13,205 $17,817

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.