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Under contract-accepting backup offers. Walk through the door and you will feel right at home in this 3 bedroom/2 bathroom beauty. This home features a split bedroom floor plan, living/dining combo, and a family room. These spring days just call for you to be outside in your beautiful yard with shade and fruit trees, or sitting on your back porch. The spacious lot (. 37 acres) is big enough to add a pool, outdoor patio/fire pit area, play yard, or whatever your heart desires. The 16' x 12' shed can hold all of your lawn equipment or backyard toys. This home has newer windows and A/C…. And you have the benefit of NO HOA payments!! Situated on a quiet street located only 1. 5 miles to the golf course, less than a mile to a skate park and playground, close to schools, a neighborhood Walmart, and restaurants. Just 2 miles to the quaint downtown St. Cloud where you can be a part of the many festivals, street parties, movies in the park, parades, and more. Easy access to the Turnpike if you are headed to Orlando, the airport, the beaches, or the theme parks! It is also only 2. 5 miles from the charming St. Cloud Lakefront. Being close to the lakefront offers so many opportunities for activities where you can enjoy sponsored events or everyday activities. Enjoy miles of walking/bike paths, playground, splash pad, picnic pavilions, silky sand beach with beach volleyball courts, or drinks or dinner at Crabby Bills. For the water enthusiast there is a boat ramp where you can launch your boat or jet skis, a marina, and a long dock where you can cast a line.
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Our Executive Mortgage Banker:
Our Insurance Division:
$339,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,920 | $271,920 | $271,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | $172 | $172 | $172 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,696 | $1,786 | $2,276 |
Total Monthly Payment | $1,943 | $2,033 | $2,523 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.