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Dreaming of a small farm, or just place in the country. Come view this charming and beautiful brick ranch on approx. 10. 8 acres, with four bedrooms, two full baths, hardwood floors in several rooms, freshly painted interior, just installed luxury vinyl plank and carpet, you may decide you want to stay. The living room features hardwood floors and a wood burning fireplace. In the large country kitchen with ample counterspace you will find room for more than one cook and a breakfast area. Off the kitchen is the sunny dining area and den what a great place to read a book on a sunny day or bird watch. Also on the main level is the large primary bedroom another large bedroom and a full bath. Both of these bedrooms have hardwood flooring. The laundry room is also on the main level and with access to the back door and garage it can double as a mud room/landing station. Upstairs are two more bedrooms and another full bath and a flex space. The flex room could be a craft room, large pantry, office, or a possible fifth bedroom. Down a few steps is the oversized two car garage with plenty of room for a workshop/extra storage. Out back and through the woods is a nice pasture that in the past was used for cattle, with the addition of some fencing it would be great for your horses, cattle, goats, etc. One thing you will notice at this property is how peaceful and quiet it is, you can hear the birds sing and see the stars at night. Even thought this property has a peaceful setting it is just a short drive to Clinton, Laurens or Greenwood.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,920 | $295,920 | $295,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | $169 | $169 | $169 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,846 | $1,944 | $2,477 |
Total Monthly Payment | $2,090 | $2,188 | $2,721 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.