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The seller is generously offering a $2, 000 credit toward the buyer’s closing costs with an acceptable offer! Imagine the many possible uses of a detached third bedroom suite with its own private lanai, a feature that is not available in any other home in Stonecrest. This unique area can be a hobby room, den, home office, rental unit, or guest quarters while being separate from the rest of the house. It has a bath with tub and shower, walk-in closet, wall mounted WiFi streaming TV and sliders to the lanai. A privacy gate allows it to be open to the larger lanai or closed off from it. Location is another major asset, the home is one block from the golf cart gate to Walmart, Aldi, Bealls, Lowes, BJ's, Cracker Barrel, banks, medical offices and a wide variety of other restaurants and commercial establishments accessible within 5-10 minutes by golf cart. It is also a short distance from the 18-hole golf course and social club, community center complex, pools (including an ADA accessible heated indoor salt water pool) hot tub and sports venues. The great room has an open floor plan with luxury vinyl plank flooring, a skylight, and sliders to both the lanai and a room that functions well as a den, TV room, or library. In the kitchen, there are granite countertops, high end cabinet pulls, double sink, pantry, butler pass through/ breakfast bar and tile flooring with a family dining nook. A door to the garage provides convenience for unloading groceries. The guest bedroom fits two beds comfortably, has a wall mounted streaming TV and an adjacent bath with tub and shower. Primary suite has sliders to the lanai, walk in closet, bathroom with skylight. The climate controlled laundry room is strategically located in the garage so wet towels and bathing suits do not have to be carried through the house. The spacious lanai/courtyard, with a roof over the area by the great room sliders, lends itself especially well to entertaining. Large or small groups can be accommodated with or without including your living space. It is also the perfect spot for container gardening, flowers and small fruit trees. The flexible custom design allows the option of inclusion or complete privacy from the third bedroom suite. This home also offers a 1-car garage with dedicated golf cart space and a freshly painted floor. The home is equipped with Netgear WiFi router/modem already installed and connected to the streaming TVs. There are also front yard and back yard Blink security cameras and ADT security system. Stonecrest is a 55+ active adult gated community in Summerfield, FL adjacent to The Villages. Amenities include the indoor pool mentioned above plus 3 outdoor pools, hot tub, fitness center, community center complex with a stage and lighting for theatrical productions, a technology room, card room, tennis, pickleball and bocce courts, corn toss, 18 hole golf course, social club, restaurant, softball field, two dog parks, concession stand and more than 100 clubs and activity groups. Check out the website at https: //www. stonecrestonline. com/ and plan to join us in a lifestyle of as much activity or leisure as fits your dreams.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $267,920 | $267,920 | $267,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $144 | $144 | $144 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,693 | $1,760 | $2,243 |
Total Monthly Payment | $1,912 | $1,979 | $2,462 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.