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Under contract-accepting backup offers. THIS PROPERTY QUALIFIES FOR A 1% LENDER INCENTIVE IF USING OUR PREFERRED LENDER! Welcome to the charming 55+ community of Woodside Terrace in Gulf Gate, where a true sense of community awaits. This delightful villa offers a blend of comfort and convenience with two bedrooms, two bathrooms, and a spacious two-car garage complete with pull-down stairs to the attic for additional storage.
Step inside to a screened front porch leading to a welcoming foyer with a coat closet. The home boasts elegant 24” ceramic tile throughout, adding a touch of sophistication. The kitchen is beautifully appointed with black granite countertops, an undermount sink, custom subway tile backsplash, and an abundance of cabinetry for all your storage needs, along with sleek stainless steel appliances. A laundry closet is conveniently located just off the kitchen for easy access.
The great room is a highlight, featuring a vaulted ceiling that enhances the sense of space, while the adjoining dining area includes a passthrough to the kitchen for effortless entertaining. Just beyond, the bright and airy Florida room invites natural light through its large windows and provides direct access to the backyard.
The primary bedroom is a serene retreat with an ensuite bathroom that includes a walk-in shower, dual sinks, and a generous walk-in closet. A second bedroom also offers a walk-in closet and is situated near the main bathroom, which features a shower.
Residents of Woodside Terrace enjoy a vibrant community atmosphere with access to a clubhouse and a sparkling pool. Ideally located, this home is just minutes from shopping, dining, the pristine white sands of Siesta Key Beach, downtown Sarasota, and easy access to I-75. Experience the best of Gulf Gate living in this wonderful villa! New A/C installed 2025. Roof is handled by the Association.
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Our Executive Mortgage Banker:
Our Insurance Division:
$338,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $270,800 | $270,800 | $270,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | $169 | $169 | $169 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,712 | $1,779 | $2,267 |
Total Monthly Payment | $1,956 | $2,023 | $2,511 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.