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Historic, Move-in ready and close to the shore! Enjoy a casual walk into the Incorporated Village of Port Jefferson from this Beautifully maintained Side Hall Colonial that blends turn-of-the-century charm and architectural elements, with modern lifestyle amenities. This three-bedroom, one-and-a-half bathroom home incorporates original wide plank hardwood floors, an arched entryway, classic wood trim work, large windows, and many built-in features. A welcoming wrap-around front porch brings you inside to a foyer opening to a spacious dining room that could accommodate a crowd, a bright living room, and a family room with a cozy wood-burning stove. The eat-in kitchen is updated with quartz counters, warm Shaker cabinetry, a breakfast bar, and a generous pantry. Off the kitchen are a sunny office setting with patio views and rear yard access, a laundry area, and a hallway powder room. The original staircase with an impressive wood newel post and a stained glass window leads to the second floor containing the large primary bedroom with built-in closets, two additional bedrooms, and a full hall bathroom. The unfinished basement with inside and outside access offers storage and various use options. In addition to skyline seasonal views from the warp-around porch, enjoy cookouts on the patio or gardening in the back yard bordered by mature shrubbery for privacy. Ideally located, this home offers peaceful, waterfront suburban living with easy access to big-city theatre attractions, unique shops, specialty restaurants, and cultural activities. Enjoy Historic Harbor District benefits that include walk on Ferry Service to New England, Tennis, Beach, Boating, Community activities, Port Jefferson Country Club Golf, and so much more, all rounding out this UNIQUE living Opportunity! See it today and call it home tomorrow! PLUS a 12 Mo CHOICE Home Warranty is INCLUDED with THIS PURCHASE!
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | $722 | $722 | $722 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,029 | $3,148 | $4,011 |
Total Monthly Payment | $3,843 | $3,962 | $4,825 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.