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Wouldn't you love a spacious and elegant brick cottage with a full finished basement on Lake Keowee?! 319 Harbor Dr has been beautifully renovated throughout- including new roof, windows, plumbing, electrical, and HVAC - and is ready for your family today! Nearly 3150 square feet, this 5 Bedroom, 3 Bath stunner presents gorgeous lake views from every Bedroom. Styled with neutral decor, luxury flooring, and modern lighting choices, this open concept begins with a lovely Family Room, where a masonry gas log fireplace is the focal point. The Kitchen is certain to be a gathering spot with it's quartz counters, center island, custom cabinetry, and complete appliance package! A central Dining area allows for seamless entertaining throughout the main living areas. Your personal areas are tucked away down a private Hall, beginning with the luxurious Owner's Suite that impresses with large windows and soaring vaulted ceiling. The Bath will be a restful retreat after a long day with its soak tub, dual sink vanity, and tiled shower. Two other Bedrooms, a Bath, and a spacious Laundry complete the main floor. Step down to the lower level and discover a vast space with a convenient Kitchenette that will be a great Rec Room. Two nearby Bedrooms, a shared Bath, and second Laundry also ensure incredible Guest accomodations or a Teen Suite. Expand your fun to the Deck and Patio, where breathtaking views will exeed your expectations! This tremendous large “Point” lot boasts open water views, a gentle slope, a covered dock, a fire pit area, and steps down to shared natural beach. The HOA carries a minimal $50 fee, which maintains the community boat ramp. Northlake Estates is very close to city of Seneca with all of life's essentials within easy reach. Call for a private tour of this exquisite property!
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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Loan Amount | $1,316,000 | $1,316,000 | $1,316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.811% | 6.727% | 6.560% |
Monthly Tax Payment | $292 | $292 | $292 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,890 | $8,426 | $11,374 |
Total Monthly Payment | $8,307 | $8,843 | $11,791 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.