4407 HILL DRIVE, Valrico, FL, 33596 | $324,900

NO HOA / NO CDD. Sellers are only entertaining cash or conventional offers, no FHA or VA financing will be considered. Nestled in a peaceful setting, this property backs up to conservation, providing privacy and a true escape into nature, perfectly situated on a fully fenced in 1-acre lot zoned for agriculture, allowing for horses, chickens, and other livestock. Despite its quiet surroundings, the home is conveniently located near shopping centers, churches, parks, and is in an A-rated school district, with both Christian and public school options nearby. This home has never been flooded, even with the most recent storm that just passed, showing that the elevation is perfectly positioned. With 1, 724 square feet of living space, this home offers a well-designed layout featuring three bedrooms, two full bathrooms, a spacious living room, a separate dining area, and an inside laundry room. The large front deck provides a welcoming entrance, while the expansive screened-in back porch serves as the perfect space to relax and enjoy the surrounding natural beauty. Inside, ample closet space and storage options ensure functionality and organization throughout the home. This property has been thoughtfully updated with a new metal roof installed in 2023, offering long-term durability and protection. The kitchen was recently upgraded in 2024 with brand-new stainless steel appliances and butcher block countertops, combining modern convenience with classic charm. New carpet, fresh paint, and updated toilets were also added in 2024, giving the home a refreshed and inviting feel. The AC unit, installed in 2017 and recently serviced, ensures year-round comfort, while the Whirlpool water heater, installed in 2015, provides reliable efficiency. The paved driveway, completed in 2022, enhances accessibility and curb appeal. A brand-new, well tank and pressure switch was installed in March 2025, ensuring a reliable water supply. For those in need of extra workspace or storage, the property includes a dedicated workshop with electricity, ideal for projects, hobbies, or equipment storage. Additionally, a brand-new power pole was installed in 2024, adding further utility to the property. This home offers the perfect blend of rural tranquility and modern conveniences, making it a rare opportunity for those seeking a private retreat with easy access to everyday necessities.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Closet
  • Style: Bungalow
  • Year Built: 1920
  • Garage: Open
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,724
  • Acreage: 1.02
  • Est. Taxes: $3,111
  • Lot Desc: Oversized Lot, Pasture, Private, Street Dead-End, Zoned for Horses
  • View: Trees/Woods
  • Elem. School: Lithia Springs-HB
  • Middle School: Randall-HB
  • High School: Newsome-HB
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Built-In Oven, Convection Oven, Dishwasher, Dryer, Electric Water Heater, Microwave
  • MLS#: TB8362972
  • Days on Market: 49 days
  • Website: https://www.raveis.com
    /prop/TB8362972/4407hilldrive_valrico_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/5/2025 6:17:08 PM)
Listing courtesy of LPT REALTY, LLC.   Phone: 877-366-2213

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4407 HILL DRIVE, Valrico, FL, 33596

$324,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $259,920 $259,920 $259,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.007% 7.050% 6.132%
Monthly Tax Payment $259 $259 $259
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,622 $1,707 $2,176
Total Monthly Payment $1,956 $2,041 $2,510

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.