![]() |
Discover this fantastic opportunity to own a beautifully maintained and updated Ranch in the heart of Rocky Point. With 4 bedrooms and potential another bedroom and up to 3 full bath bathrooms, this spacious two-story home offers plenty of room for comfortable living. Step inside to find warm hardwood floors that add character and charm throughout the space. The fully renovated kitchen is a chef’s dream, perfect for entertaining guests or preparing meals with ease. Upstairs, you’ll find two well-sized bedrooms, with the option to create a third bedroom to suit your needs. The full basement provides an abundance of space, featuring large living rooms, 2 bedrooms and a full bath, and an outside entrance—offering endless possibilities for additional living areas or guest accommodations. Plus, the second bathroom in the basement is already equipped with passcode connections for easy installation. Located on the beautiful North Shore of Long Island, this home is just minutes or 2 blocks away from Mt. Sinai Harbor, Cedar Beach, and a short drive to Riverhead, where you’ll find endless shopping, dining, and entertainment options. Enjoy the charm of the East End with local farms, wineries, and stunning beaches just a stone’s throw away. House Sold As-Is. Don’t miss your chance to make this special home your own—schedule a showing today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$648,888
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,110 | $519,110 | $519,110 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | $606 | $606 | $606 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,281 | $3,410 | $4,346 |
Total Monthly Payment | $3,979 | $4,108 | $5,044 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.