13088 PROCTOR AVENUE, Port Charlotte, FL, 33981 | $300,000

Under contract-accepting backup offers. Welcome to this well-maintained 3-bedroom, 2-bathroom, 2-car garage pool home in the desirable Gulf Cove community! Featuring a new roof (2025), new AC (2020), and new windows (2016), this home offers peace of mind and modern updates throughout. The plumbing has been re-piped overhead (2007) for added convenience.

Step inside to a traditional split-bedroom floor plan with a spacious cathedral ceiling in the living room, creating an open and airy feel. Wood laminate flooring flows through the living and dining areas, while tile flooring enhances the entry foyer and dinette. Large windows allow plenty of natural light to brighten the space.

The kitchen is thoughtfully designed with quartz countertops, raised panel cabinets, a stylish tile backsplash, and a double oven. The adjacent dinette offers a cozy space for casual dining.

Retreat to the primary suite, a generous-sized room with large windows, wood laminate flooring, and an ensuite bathroom. The ensuite features a walk-in shower, large vanity with quartz countertop, and a spacious walk-in closet.

The guest bedrooms are well-sized with wood laminate flooring, and the guest bathroom includes a tub/shower combo, vanity with storage, and a large medicine cabinet.

Enjoy year-round Florida living in the Florida room, a bright and inviting space with plenty of windows. Step outside to the screened-in pool area, where you'll find a large pool and expansive deck—perfect for entertaining! A backyard shed offers extra storage and a well for irrigation.

Gulf Cove is a riverfront community and has a voluntary property owners association with a Private Boat ramp providing Gulf access and a community park on the MYAKKA RIVER. Myakka State Forrest is just around the corner as well with walking trails and camping. Located just minutes away from 776 and a short drive from Boca Grande, Englewood and Manasota Beaches, world class fishing, FIVE golf courses, TWO Spring Training baseball stadiums and variety of dining and shopping options! The Gulf Cove area is known for fishing, boating, golfing, and beautiful beaches! Gorgeous location near Cape Haze Pioneer Trail Park with biking & walking trails, picnic tables & a historic wood-framed rail workers building.

Features

  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 1989
  • Garage: 1-car Driveway
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,410
  • Acreage: 0.23
  • Est. Taxes: $1,515
  • HOA Fee: $75 Annually
  • Elem. School: Myakka River Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pool: Gunite, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: D6141390
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/D6141390/13088proctoravenue_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/5/2025 12:10:32 PM)
Listing courtesy of CENTURY 21 SUNBELT REALTY   Phone: 941-625-6120

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

13088 PROCTOR AVENUE, Port Charlotte, FL, 33981

$300,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $240,000 $240,000 $240,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.995% 7.050% 6.112%
Monthly Tax Payment $126 $126 $126
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,497 $1,577 $2,009
Total Monthly Payment $1,698 $1,778 $2,210

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.