PRICE IMPROVEMENT ON THIS UNIQUE MAPLE MODEL, being offered as turnkey with the furniture. This is a 2-bedroom, 2-bathroom, 2 car garage plus a golfcart garage on the side. . . The new roof was done in May 2024! The HVAC is a 2021, The kitchen fireproof door to the garage was replaced 2022, The windows and the front door are also newer, and windows have a warranty! The furniture included as seen in the pictures are: The living room furniture, bedroom furniture, the beds, linens, kitchen appliances and dining furniture and let's not forget the cozy Florida room. This lovely home is Located right here in Central Florida in the friendly gated 55 plus golf cart community of Spruce Creek South with golfcart access to a broad selection of amenities within minutes away! The fact that this active 55+ community is near The Villages adds even more charm for those looking for that lifestyle. Important to know is that this community has an 18-hole golf course and a Links pro-shop and a restaurant which also offers entertainment and this within close proximity to the home. We also have a residential additional gate which takes you directly into Terrace Plaza which offers several restaurants , a couple of drugstores, dentist, medical centers, Urgent care, fellowship, flower shop, gallery, nail and hair salons and even a spa. . . and there is so much more, including the new planet fitness but keep in mind we have our own fitness center included with our P. O. A. There is no bond or CDD here making it even more appealing. THROUGHOUT THE YEAR This community offers a lot to keep you active and engaged! The mix of indoor and outdoor amenities makes it a perfect place for anyone looking to stay fit, socialize, and enjoy a variety of activities. Attached to the Club house on the outside we have the heated pool and hot tub / spa, Inside the clubhouse we have the fitness center, his and hers sauna with showers, all these amenities are a huge perk, especially for year-round relaxation, recreation, and social opportunities, perfect for those looking to get the most out of their 55+ living experience! Have you had a chance to check out the clubhouse? or any of these activities in person yet? ask your realtor to take you for a tour. Additional refrigerator in the garage also stays. The lanai furniture does not convey! This home in the Spruce Creek South community offers a wonderful lifestyle for those looking to live in a vibrant, 55+ golf cart-friendly neighborhood. The fact that it's offered turnkey, with furniture included, makes it an easy transition for anyone wanting to move in without the hassle of furnishing the home. The access to restaurants, medical facilities, supermarkets, banks, hair and nail salons, barber shops, fitness options, and more. . . is a huge convenience. Plus, having no bond or CDD is a financial bonus for buyers. Please enjoy the professional pictures and slide show and call today for your virtual or in person tour. ***THERE IS SOME COVERED NEWER FURNITURE IN THE GARAGE THAT DOES NOT CONVEY, THIS BELONGS TO SOMEONE ELSE. THERE IS ALSO GOLFCLUBS IN THE SECOND GARAGE THAT DO NOT CONVEY, THE ONE PICTURE IN THE LIVING ROOM BY THE FRONT DOOR SHOWS LIGHT SWITCHES THAT WILL NOT CONVEY, AND THERE ARE TOOLS IN THE SHED THAT DO NOT CONVEY AS WELL, PLEASE TAKE NOTE OF THIS !*** Start enjoying Florida Living in this great community which has so much to provide!
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $195,920 | $195,920 | $195,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | $78 | $78 | $78 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,222 | $1,287 | $1,640 |
Total Monthly Payment | $1,375 | $1,440 | $1,793 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.