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Seller will consider closing cost, due to age of roof. This very well maintained, updated, three bedroom, two and a half bathroom house offers approximately 1, 880 square feet of living space. The property features stainless steel appliances, a screened porch, a primary bedroom located on the first floor, and a large fenced-in yard. The kitchen is equipped with modern appliances, providing ample space for meal preparation and a large breakfast bar for entertaining. The screened porch offers seating for morning coffee or visiting with neighbors. The primary bedroom, conveniently located on the first floor, provides a comfortable and private retreat. The additional two bedrooms plus a loft, located upstairs, provides flexibility and privacy for the residents. The large fenced-in yard, with storage shed, provides ample space for outdoor activities or gardening. The newer A/C is equipped with a UV light. Owner has a window unit in the garage for more usable space. This property presents an opportunity to enjoy a comfortable living environment located near restaurants, shopping and major highways for easy commute. Shieldcomplete home warranty from AHS offered to buyer.
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Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | $306 | $306 | $306 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,246 | $2,365 | $3,014 |
Total Monthly Payment | $2,627 | $2,746 | $3,395 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.