1601 NECTARINE Street, #B2, Fernandina Beach, FL, 32034 | $449,000

Welcome to your dream island retreat! This beautifully updated 3-bedroom, 2-bathroom poolside condo offers a perfect blend of modern comforts and tropical charm. Both bathrooms were remodeled in 2023, featuring stylish finishes and fixtures. The home also boasts new LVP floors throughout the living, dining, and kitchen areas, providing durability and elegance. The spacious kitchen was expanded and remodeled with gorgeous quartzite countertops, soft-close cabinets and drawers, and ample storage for all your culinary needs. Enjoy cooking and entertaining with ease! Additional updates include new windows in 2018, a new hot water heater in 2022, and a brand-new AC unit installed in 2024, ensuring comfort year-round. Step outside to the heated pool, just steps from your door, and unwind in the relaxing grilling cabana area. Public beach access is only 1. 5 miles away, and the vibrant shops and dining of downtown are just two miles from your doorstep. With all buildings in the complex receiving new roofs in 2018, this home offers peace of mind for years to come. Whether you're looking for a primary residence with low maintenance and an unbeatable location or a smart investment property, this condo fits the bill. 3-bedroom, ground-floor poolside units in this pet-friendly, gated community are rare, so don't miss outschedule your showing today!

Features

  • Parking: Assigned, Gated
  • Heating: Central
  • Cooling: Central Air
  • Baths: 2 full
  • Laundry: In Unit
  • Complex: The Palms At Amelia
  • Year Built: 1999
  • Common Charge: $478 Monthly
  • Approx Sq. Feet: 1,193
  • Acreage: 4.61
  • Est. Taxes: $5,895
  • View: Pool
  • Appliances: Dishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: 2076316
  • Days on Market: 51 days
  • Website: https://www.raveis.com
    /prop/2076316/1601nectarinestreet_fernandinabeach_fl?source=qrflyer
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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1601 NECTARINE Street, #B2, Fernandina Beach, FL, 32034

$449,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $359,200 $359,200 $359,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.995% 7.050% 6.132%
Monthly Tax Payment $491 $491 $491
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,241 $2,360 $3,007
Total Monthly Payment $2,807 $2,926 $3,573

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.