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If you are looking for a move in ready home that has been completely updated, then this home is meant for you! Located just minutes from Interstate 26 in a USDA eligible area (No Down Payment), this 3 bedroom 2 bathroom home is ready for its next family. When you walk in the front door you will notice that everything from the doorknobs and hinges to the ceiling fans are brand new! The vaulted ceilings and natural light in the family room will welcome you in. There is fresh paint and brand new luxury vinyl plank floors throughout the entire home. The chefs kitchen has new quartz countertops and all new appliances - complete with a double oven with built in air fryer. The owners suite is on one side of this split floor plan home and has tray ceilings, a huge walk in closet, and it's own bathroom with a brand new shower and all new fixtures. The other spacious bedrooms and guest bathroom are on the opposite side of the home. The 2-car garage has a brand new door and new floor coating. The huge fenced in backyard is great for entertaining or family time and includes a deck with composite flooring and an almost 300 sq ft storage building that conveys with the home. Do not wait to schedule your showing because this one will not last long!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $227,920 | $227,920 | $227,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $64 | $64 | $64 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,441 | $1,497 | $1,908 |
Total Monthly Payment | $1,580 | $1,636 | $2,047 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.