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Welcome to GEM ESTATES! Where comfort and convenience come together in this beautifully updated home. Neat, clean, and move-in ready, this charming residence comes fully furnished, making your transition effortless. The seller has taken great care in enhancing the home with a host of upgrades. A brand-new roof was installed in 2024, providing peace of mind for years to come. Inside, you'll find stunning new luxury vinyl flooring that adds both style and durability. The kitchen has been completely remodeled with fresh cabinetry and updated appliances, offering a sleek and functional space for meal preparation, yet has a great open floor plan that allows for hosting
guest. The bathroom has been tastefully renovated, and both the plumbing and electrical systems have been updated to meet modern standards. Newly installed windows throughout much of the home invite ample natural light, creating a warm and inviting atmosphere. A lovely Florida room provides additional living space, perfect for relaxing with a good book or entertaining guests. Outside, you'll appreciate the brand-new storage shed added in 2025, ideal for keeping tools and seasonal items organized. Gem Estates is a desirable senior park located on the east side of Zephyrhills, providing a peaceful retreat that's still close to all the action. Enjoy the convenience of being just a short drive away from major theme parks, beautiful beaches, popular shopping centers, and much more. Nestled in the quaint town of Zephyrhills yet close to the vibrant energy of nearby cities, this home offers the best of both worlds. Don't miss your chance to own this fantastic property – schedule your showing today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$129,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $103,920 | $103,920 | $103,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.172% | 7.154% | 6.172% |
Monthly Tax Payment | $131 | $131 | $131 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $665 | $691 | $870 |
Total Monthly Payment | $871 | $897 | $1,076 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.