Charming and welcoming home located in South Daytona, just minutes away from the beach! The seller has treasured this cozy home, maintaining it in impeccable move-in condition, featuring vinyl plank flooring alongside terrazzo flooring in the hallway. The kitchen is outfitted with contemporary cabinets, attractive countertops, and new stainless-steel appliances, all offering a pleasant view of the sizable backyard. The kitchen layout is ideal for overseeing children playing outside while preparing their next meal. Furthermore, the bathroom has been updated and showcases beautifully colored tiled walls for ease of cleaning and durability. The room adjacent to the kitchen or next to the backyard door can serve multiple functions, such as a dining area or a playroom for children. The roof is only 6 years old, while the HVAC and water heater systems are 7 and 8 years old, respectively. Installed a stunning, premium-quality, and long-lasting white vinyl fence about 1 year ago. This charming home, additionally, has been free of flooring throughout the hurricane season! Conveniently located near Publix and Sunshine Mall, this home is surrounded by excellent dining options and a nearby elementary school, making it ideal for both short visits and long-term stays. Embrace a carefree lifestyle with easy access to amenities and a mere 7-minute drive to the beach. Dimensions are based on tax records. Schedule your showing within 24 hours for easy access. Hurry, buy now!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $207,920 | $207,920 | $207,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $322 | $322 | $322 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,314 | $1,366 | $1,741 |
Total Monthly Payment | $1,711 | $1,763 | $2,138 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.