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Warm and inviting colonial home with an open floor plan, situated on a quiet cul-de-sac in the highly desirable Larchwood Estates. This thoughtfully maintained residence is move-in ready, featuring high ceilings, hardwood floors throughout, and a stunning tiered staircase. The kitchen boasts custom hickory cabinets, granite countertops and stainless steel appliances, along with an abundance of cabinet space for storage. The main level includes a dining area, and a family room with a cozy fireplace, making it perfect for entertaining. A laundry room and half bath are conveniently located off the kitchen, while the formal dining and living rooms add elegance to the first floor. Upstairs, the bright and spacious primary suite features a spa-like bathroom complete with a clawfoot soaking tub and a generous walk-in closet. Three additional bedrooms and a full bathroom complete the second level. The unfinished walkout basement provides ample storage and the potential for a home gym or playroom. Enjoy your private backyard oasis, which includes a deck and patio, perfect for outdoor gatherings. The property also features a sprinkler system and a gas grill hookup for easy outdoor cooking. In addition, this house offers a two-car garage, new hot water heater, newer roof and 2 zone AC/heating systems.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,200 | $599,200 | $599,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | $691 | $691 | $691 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,738 | $3,936 | $5,016 |
Total Monthly Payment | $4,521 | $4,719 | $5,799 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.