100 Sheffield Street, #D4, Old Saybrook, CT, 06475 | $675,000

The ease of a condo lifestyle in the absolute perfect location! Come home to incredibly relaxing water views. Everday will feel like a vacation!! From your patio to the balcony off your bedroom you're sure to feel the days stress melt away as you look out to the spectacular views. There's just something therapeutic in the breeze off the water! This townhome offers a lovely entry foyer, efficient kitchen with custom cabinetry and breakfast bar! Open living and dining rooms with wood flooring, gas fireplace with lovely built-ins and a sliding glass door that brings in the view! Second floor offers 2 spacious bedrooms, the primary with en-suite bath, built-ins and private balcony overlooking the harbor (you'll want to stay home all day!!) Second bedroom with walk-in closet and en-suite bath too!! Even the laundry is located on this level for convenience! Partially finished lower level is great for use as a game room, family room, exercise room or even a home office! The flexibility of this space is endless!! With a detached garage space, natural gas heating, central a/c and walking distance to Main Street or the water, you're sure to love calling this home!

Features

  • Heating: Hot Air
  • Cooling: Central Air
  • Levels: 3
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Laundry: Upper Level
  • Complex: The Cove
  • Year Built: 1976
  • Common Charge: $470 Monthly
  • Above Grade Approx. Sq. Feet: 1,470
  • Below Grade Approx. Sq. Feet: 532
  • Est. Taxes: $4,818
  • Lot Desc: Level Lot,Water View
  • Elem. School: Kathleen E. Goodwin
  • Middle School: Per Board of Ed
  • High School: Old Saybrook
  • Pets Allowed: Restrictions
  • Pet Policy: Per HOA
  • Appliances: Oven/Range,Refrigerator,Dishwasher,Washer,Dryer
  • MLS#: 24081795
  • Website: https://www.raveis.com
    /raveis/24081795/100sheffieldstreet_oldsaybrook_ct?source=qrflyer
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Room Information

Type DescriptionDimensionsLevel
Bedroom 1 Walk-In Closet,Wall/Wall Carpet10.2 x 11.1Upper
Dining Room Combination Liv/Din Rm,Engineered Wood Floor6.5 x 10.6Main
Family Room Book Shelves,Wall/Wall Carpet15.8 x 19.0Lower
Kitchen Breakfast Bar,Ceiling Fan,Granite Counters,Tile Floor8.3 x 15.5Main
Living Room Built-Ins,Gas Log Fireplace,Patio/Terrace,Sliders,Engineered Wood Floor13.7 x 18.9Main
Primary Bedroom Vaulted Ceiling,Balcony/Deck,Built-Ins,Full Bath,Sliders,Wall/Wall Carpet13.2 x 16.6Upper

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Dawn SatagajSales Vice President

860.301.5820

Dawn.Satagaj@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Russell BaboffVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1014636

860.463.1745

Russell.Baboff@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Justin SchunkInsurance Sales Director, William Raveis Insurance

860.966.4966

Justin.Schunk@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

100 Sheffield Street, #D4, Old Saybrook, CT, 06475

$675,000

Dawn Satagaj

Sales Vice President

William Raveis Real Estate

Phone: 860.301.5820

Dawn.Satagaj@raveis.com

Russell Baboff

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.463.1745

Russell.Baboff@raveis.com

NMLS Mortgage Loan Originator ID 1014636

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $540,000 $540,000 $540,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.995% 7.050% 6.132%
Monthly Tax Payment $402 $402 $402
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,369 $3,547 $4,520
Total Monthly Payment $3,863 $4,041 $5,014

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.