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Under contract-accepting backup offers. Exceptionally clean, completely pretty and freshly painted inside and out, this Deltona home is a rare find at this price. With a 2023 roof and stainless steel appliances, it’s both stylish and worry-free. Featuring two bedrooms, two bathrooms, and a converted garage for extra space, it also offers a surprisingly large indoor laundry room which adds storage. The kitchen is a showstopper with rich wood cabinets, granite countertops, stainless steel appliances and a stylish backsplash. Don’t miss that you COULD close off the converted garage area, which has the second bathroom, for a completely enclosed space either its own entrance — a mother in law suite, a great space for a young adult to have some privacy, etc. Step outside to a spacious and fully fenced backyard with plenty of room for outdoor activities, plus a charming covered patio to relax and enjoy the view. The elementary school is right around the corner, and Publix, Lowe’s and convenience stores, services and restaurants are also close by, some less than a mile. A well-maintained home at this value doesn’t come along often, so don’t miss it! *********Please note that this home qualifies for the Affordable Lending program and buyers may be able to buy with as little as 3% down and receive
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$235,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $188,000 | $188,000 | $188,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $125 | $125 | $125 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,188 | $1,235 | $1,574 |
Total Monthly Payment | $1,388 | $1,435 | $1,774 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.