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This well-maintained 3 bedroom, 2 bath home offers a perfect blend of comfort & functionality. Built with 2 x 6 construction & wrapped in durable vinyl siding, this home is built to last! Inside, you'll find an open floor plan with a spacious living rm featuring vaulted ceilings w/tile floors. Kitchen & dining rm combo boasts beautiful oak cabinets, Stainless Steel appliances & breakfast bar, all set against a backdrop of gorgeous tile flrs. Sliding doors off the dining rm lead to a 10 x 12 deck, perfect for entertaining. Primary BR features hardwood floors & a private full bathroom. 2nd BR also has hardwood flooring, while the 3rd BR is carpeted for added warmth. Ceiling fans are installed in all bedrooms, dining rm & hallway, ensuring comfort year-round. Hallway bath features a one-piece tub unit in excellent condition. Lower level includes a cozy family room & access to the 2-car garage, offering plenty of storage. This home is equipped with oil baseboard heat, 200-amp circuit breakers w/generator hookup & double thermal pane tilt-in windows for energy efficiency. It is serviced by well water & a septic system. Exterior features 2 powered sheds, including a Kloter Farms shed w/gas heat & an additional refrigerator shed. Interior has been freshly painted, including ceilings & walls in living rm, hallway, kitchen & dining area, making it move-in ready. Don't miss the opportunity to experience the peaceful and private setting of this serene 2. 3-acre property!! WELCOME HOME!
Type | Description | Level |
---|---|---|
Bedroom 1 | Ceiling Fan | Main |
Bedroom 2 | Ceiling Fan | Main |
Dining Room | Sliders,Tile Floor | Main |
Family Room | Wood Stove | Lower |
Full Bath | Laminate Floor | Main |
Kitchen | Breakfast Bar,Tile Floor | Main |
Living Room | Vaulted Ceiling,Ceiling Fan,Tile Floor | Main |
Primary Bath | Tile Floor | Main |
Primary Bedroom | Ceiling Fan,Full Bath,Hardwood Floor | Main |
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William Raveis Mortgage, LLC
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $405 | $405 | $405 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,769 | $1,839 | $2,343 |
Total Monthly Payment | $2,248 | $2,318 | $2,822 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.