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Under contract-accepting backup offers. FANTASTIC OPPORTUNITY TO OWN A WELL-CARED FOR 4 BEDROOMS, 2. 5 BATHROOMS, ONE STORY RANCH HOME IN KINGSBRIDGE WEST; plus, the 632 square feet side entry garage easily fits 2 large vehicles with additional storage room. The owner has meticulously maintained this move-in ready home. 876 Kensington Gardens sits on a 0. 36-acre lot backing to a small lake & conservation & it is on a quiet cul-de-sac with great neighbors! Kingsbridge West is next to the Oviedo on the Park with many restaurants, open air theater, dog park, kids splash pad, & more. Also, off Oviedo Blvd there is the Oviedo Gym & Aquatic Center, & there is an entrance to the Seminole County Trail. You will be living in a well-established community with mature tree-lined streets. Kingsbridge West has its own park with playground & a fishing doc on Long Lake. It is a fantastic community for walking. UPDATES INCLUDE ROOF 2023, CUSTOM BRICK PAVERED BACK SCREENED PORCH WITH EXTENDED BRICK PAVERED PATIO, INCLUDNIG THE MOTORIZED SCREEN WALLS 2021 & A ½ BATH. THE COVERED SCREEN BACK PORCH IS 423 SQUARE FEET & THE UNCOVERED PAVERED PORCH IS 595 SQUARE FEET. THIS HOME WAS REPIPED IN 2022. HOT WATER HEATER & UPGRADED ENERGY EFFICIENT HVAC BOTH IN 2019. HERON TERMADORE TERMITE BOND. WATER SOFTENER & REVERESE OSMOSIS WATER FILTER UNDER KITCHEN SINK. BUILT IN CENTRAL VACCUM SYSTERM. RECENT INTERIOR PAINT. Home also has gutters, downspouts, & French drains for excellent water drainage. The driveway (2011 concrete) is extra-long. The huge back yard is fully fenced; the irrigation system uses reclaimed water. WHITE KITCHEN CABINETES WITH GRANITE COUNTER TOPS & STAINLESS STEEL APPLIANCES (Microwave is brand new). HAND SCRAPED SOLID HARDWOOD FLORING IN THE LIVING-DINING-FOYER, KITCHEN, 4TH BEDROOM/OFFCE, & THE HALLWAY. Light grey interior paint. Wine bar with display cabinet. The primary bathroom AND the second full bathroom have been refreshed. You will love this popular floor plan that offers a large separate family room in addition to the LIVING-DINING area. Breakfast area off kitchen with window looking out back to an incredibly relaxing, peaceful view. You will really enjoy the beautiful view of the water & conservation from the family room, breakfast area, living room, primary bedroom, & the huge covered back screened porch. BACK PROPERTY LINE IS 202’. Oviedo offers top rated public schools! You will have a short drive to UCF & the Research Park & Seminole State College campus. Hour or so drive to “The Parks” or over to Cape Canaveral for fresh seafood or to take a cruise. This is Florida living at its best. Call today for a showing appointment!
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $540,000 | $540,000 | $540,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $355 | $355 | $355 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,413 | $3,547 | $4,520 |
Total Monthly Payment | $3,860 | $3,994 | $4,967 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.