4974 COQUINA KEY DRIVE SE, St. Petersburg, FL, 33705 | $639,999

Stunning Waterfront Townhome at Waterside South – Coquina Key.
No Water Intrusion During Recent Storms! This stunning waterfront townhome at Waterside South on Coquina Key has remained completely unaffected by the recent storms, with ZERO WATER INTRUSION, making it the perfect sanctuary for worry-free living.
Welcome to this WATERFRONT 3-bedroom, 2. 5-bathroom townhouse WITH BOAT LIFT, nestled in the highly sought-after Waterside South community on Coquina Key and just steps from the clubhouse! With BREATHTAKING WIDE OPEN WATER VIEWS of Tampa Bay and an inviting OPEN FLOOR PLAN, this home offers the perfect combination of comfort, style, and convenience. Spanning 1, 437 square feet across two levels, this residence is ideal for both family living, the waterfront lifestyle, and entertaining.

The SPACIOUS LIVING AND DINING AREAS flow seamlessly into the updated kitchen, complete with GORGEOUS GRANITE COUNTERTOPS, STAINLESS STEEL APPLIANCES, and HARDWOOD FLOORS that stretch throughout the home. Upstairs, you'll find three generously sized bedrooms, including the master suite with an ensuite bathroom, walk-in closet, and a PRIVATE BALCONY OVERLOOKING TAMPA BAY.

Additional features include a 2022 ROOF, NEW EXTERIOR PAINT AND STUCCO, AND A COVERED PATIO for enjoying the outdoors. The home also boasts an upstairs laundry for added convenience. The HOA covers a range of amenities, including 24-hour guard gate security, clubhouse, community pools, tennis and shuffleboard courts, as well as water, sewer, trash, exterior flood insurance, pest control, exterior maintenance, basic cable, and more.

For boating enthusiasts, a DEEDED BOAT SLIP WITH A 10K LIFT is INCLUDED, giving you direct access to the water and offering the perfect opportunity to enjoy the waters right outside your door.

Located just minutes from downtown St. Petersburg, you’ll have EASY ACCESS TO THE CITY'S BEST SHOPPING, DINING, AND ENTERTAINMENT OPTIONS. This townhome is also available fully furnished, making it a MOVE-IN READY OASIS. Don't miss out on the chance to own this beautiful, updated townhome with STUNNING WATERFRONT VIEWS in one of Florida’s most desirable locations.

Features

  • Amenities: Clubhouse, Fitness Center, Maintenance, Pool, Security
  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Inside, Upper Level
  • Year Built: 1979
  • Garage: Assigned
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,437
  • Acreage: 0.21
  • Est. Taxes: $12,656
  • HOA Fee: $1,435 Monthly
  • Lot Desc: City Lot
  • View: Water
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: TB8364192
  • Days on Market: 43 days
  • Website: https://www.raveis.com
    /prop/TB8364192/4974coquinakeydrivese_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/6/2025 9:06:23 PM)
Listing courtesy of KELLER WILLIAMS ST PETE REALTY   Phone: 727-894-1600

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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  • Provides a guaranteed closing date that meets your needs
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4974 COQUINA KEY DRIVE SE, St. Petersburg, FL, 33705

$639,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $511,999 $511,999 $511,999
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.007% 7.063% 6.132%
Monthly Tax Payment $1,055 $1,055 $1,055
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,194 $3,363 $4,286
Total Monthly Payment $4,341 $4,510 $5,433

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.