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ENJOY THE TRANQUIL WATER VIEW AND WILDLIFE from this well maintained home located in the gated community of Millpond Lakes. LUXURY VINLY PLANK FLOORING THROUGHOUT 2024. NEW A/C 2024. NEW HOT WATER HEATER 2024. FRESH INTERIOR PAINT 2024. Open floor plan offers lots of natural light and features architectural details including arches, volume / cathedral ceilings, plant shelves, and skylights. This 2 bedroom, 2 bath home also has a BONUS ROOM perfect for an office / study, library, den, arts & crafts, etc. . From the foyer the bonus room is to your left. To the right is the 2nd bedroom with spacious walk-in closet and adjoining bath with tub. Beyond is the open kitchen, breakfast area, and family room with a great view of the water. Beautiful GRANITE COUNTERTOPS and STAINLESS STEEL APPLIANCES accent the kitchen with a FARMER’S SINK, microwave, disposal, back splash, and dishwasher, and breakfast bar. The split bedroom plan has the primary suite off the family room. It offers an additional view of the water and has an en suite bath complete with double sinks, tub, separate shower with bench, and two closets. Inside laundry room includes HIGH END LG WASHER & DRYER less than a year old. And let’s not forget the screened Florida Room off the breakfast area and pavered patio for cookouts or simply enjoying the pond view. The 2-car garage is complete with pebble tech flooring, wash tub, automatic door opener, generous built-in cabinetry , and water softener. Enjoy a maintenance free life style plus all the amenities including 2 pools (one heater), hot tub spa, game room, exercise room, and community center in Main Clubhouse. Monthly fee inclludes cable TV, internet, trash collection, lawn maintenance, property management, and common area taxes and insurance, and private road maintenance fund. Everything you need is close by – restaurants, medical, retail stores, beautiful Florida beaches, and only a 45 minute drive to Tampa International Airport. Call for your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $184 | $184 | $184 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,643 | $1,708 | $2,177 |
Total Monthly Payment | $1,902 | $1,967 | $2,436 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.