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*No Hurricane Damage from Helene or Milton*
Only 400 short steps to the pristine, white sandy beaches of the Gulf of Mexico, and directly adjacent to a Nature Preserve, this beautiful 2 bedroom, 2 bath, beach to bay villa has been completely remodeled with vaulted ceilings, crown molding, wainscoting, custom cabinets, granite countertops and stainless steel appliances. The en suite master bath has been updated with a custom tiled shower and seamless glass door while the guest bath has also been renovated with a new oversized tub and custom tile as well. The oversized garage has plenty of room for storing your kayaks and paddle boards, which can be launched directly into the inter coastal right from the private dock located across from the guest parking lot and year round, heated pool and clubhouse. Located on a private, one entrance road, Hidden Harbour is a true gem with extremely reasonable HOA fees, which include lawn maintenance, water, sewer, garbage, recycling, 2 basic cable boxes and WI-FI, making this a true turn key investment. Updates to this home are extensive and include new plumbing, a new roof, new water heater, AC and Heat all in 2020 as well as a water softener and reverse osmosis water purification system. Hurricane impact windows and sliding doors were installed in 2018, and a new Hurricane impact garage door in 2019. As an Indian Rocks Beach homeowner, you will enjoy Free, Resident Only Parking at over 12 direct beach access points (you will not find this in any other beach community from Clearwater to St. Pete), pickleball, tennis and basketball courts, playgrounds, a boat ramp into the inter coastal and access to the Gulf, a wonderful town library and the very unique Beach Art Center with classes for all ages! Come check out all IRB has to offer in this single story beach home and walk or ride your golf cart to the many bars and restaurants on Gulf Boulevard!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$554,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $443,920 | $443,920 | $443,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | $405 | $405 | $405 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,769 | $2,916 | $3,716 |
Total Monthly Payment | $3,266 | $3,413 | $4,213 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.