206 HIDDEN HARBOUR DRIVE, Indian Rocks Beach, FL, 33785 | $554,900

*No Hurricane Damage from Helene or Milton*
Only 400 short steps to the pristine, white sandy beaches of the Gulf of Mexico, and directly adjacent to a Nature Preserve, this beautiful 2 bedroom, 2 bath, beach to bay villa has been completely remodeled with vaulted ceilings, crown molding, wainscoting, custom cabinets, granite countertops and stainless steel appliances. The en suite master bath has been updated with a custom tiled shower and seamless glass door while the guest bath has also been renovated with a new oversized tub and custom tile as well. The oversized garage has plenty of room for storing your kayaks and paddle boards, which can be launched directly into the inter coastal right from the private dock located across from the guest parking lot and year round, heated pool and clubhouse. Located on a private, one entrance road, Hidden Harbour is a true gem with extremely reasonable HOA fees, which include lawn maintenance, water, sewer, garbage, recycling, 2 basic cable boxes and WI-FI, making this a true turn key investment. Updates to this home are extensive and include new plumbing, a new roof, new water heater, AC and Heat all in 2020 as well as a water softener and reverse osmosis water purification system. Hurricane impact windows and sliding doors were installed in 2018, and a new Hurricane impact garage door in 2019. As an Indian Rocks Beach homeowner, you will enjoy Free, Resident Only Parking at over 12 direct beach access points (you will not find this in any other beach community from Clearwater to St. Pete), pickleball, tennis and basketball courts, playgrounds, a boat ramp into the inter coastal and access to the Gulf, a wonderful town library and the very unique Beach Art Center with classes for all ages! Come check out all IRB has to offer in this single story beach home and walk or ride your golf cart to the many bars and restaurants on Gulf Boulevard!

Features

  • Amenities: Cable TV
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 1990
  • Garage: 1-car Driveway, Garage Door Opener, Oversized
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,200
  • Acreage: 0.07
  • Est. Taxes: $4,861
  • HOA Fee: $1,100 Quarterly
  • Lot Desc: City Lot, Near Public Transit, Street Dead-End
  • View: Park/Greenbelt
  • Pet Policy: Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Gas Water Heater, Ice Maker, Kitchen Reverse Osmosis System, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System, Water Purifier, Water Softener, Whole House R.O. System
  • MLS#: TB8325907
  • Days on Market: 132 days
  • Website: https://www.raveis.com
    /prop/TB8325907/206hiddenharbourdrive_indianrocksbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/7/2025 12:09:29 PM)
Listing courtesy of Flat Fee MLS Realty   Phone: 813-642-6030

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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206 HIDDEN HARBOUR DRIVE, Indian Rocks Beach, FL, 33785

$554,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $443,920 $443,920 $443,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.995% 7.050% 6.132%
Monthly Tax Payment $405 $405 $405
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,769 $2,916 $3,716
Total Monthly Payment $3,266 $3,413 $4,213

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.