227 W Central Avenue, Pearl River, NY, 10965 | $896,000
A beautiful paver pathway leads you onto the covered front porch & into this lovely 2, 885 s. f. colonial, surrounded by town property that can never be built on. All generous sized rooms throughout, w/an expansive EIK leading out onto a private deck overlooking a sizable flat, fenced in backyard. Huge formal living & dining rooms, along w/a F/R w/gas FPL for these long winter nights & a powder room complete the 1st floor. Upstairs you will find the primary suite w/a gorgeous new primary bath & walk-in-closet. Three more nice sized bdrms & a full bath can be found on this level as well. Updates included a 5 zone boiler in 2019, a 30yr/60 gallon hot water heater & newer washer/dryer. The roof is approx 15 yrs old/35 yr shingle. And the added bonus is a detached 3 car garage! Close to downtown Pearl River w/all it's great restaurants & shops, w/the benefit of both bus & train service to NYC. Come & see it today before it's too late! If buyer qualifies, taxes w/STAR would be $17, 569.
Features
- Rooms: 8
- Bedrooms: 4
- Baths: 2 full / 1 half
- Laundry: In Basement
- Style: Colonial
- Year Built: 1968
- Garage: 3-car
- Heating: Baseboard, Hot Water, Natural Gas
- Cooling: Wall/Window Unit(s)
- Basement: Full
- Approx Sq. Feet: 2,885
- Acreage: 0.39
- Est. Taxes: $18,552
- Lot Desc: Back Yard, Garden, Level, Near Public Transit, Near Shops
- Elem. School: Lincoln Avenue School
- Middle School: Pearl River Middle School
- High School: Pearl River High School
- School District: Pearl River
- Appliances: Dishwasher, Dryer, Refrigerator, Washer, Gas Water Heater
- MLS#: 820403
- Days on Market: 14 days
- Website: https://www.raveis.com
/prop/820403/227wcentralavenue_pearlriver_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
227 W Central Avenue, Pearl River, NY, 10965
$896,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $716,800 | $716,800 | $716,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.663% | 6.751% | 6.309% |
| Monthly Tax Payment | $1,546 | $1,546 | $1,546 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,126 | $4,590 | $6,097 |
| Total Monthly Payment | $5,764 | $6,228 | $7,735 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535