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One or more photo(s) has been virtually staged. Charming Starter Home in Desirable Winter Haven Neighborhood with no HOA! This spacious and inviting home offers the perfect opportunity for first-time buyers or those looking to upgrade. Situated in a well-established Winter Haven neighborhood, this home combines comfort and convenience, making it ideal for family living. With over 1, 900 sq. ft. of living space and situated on a half-acre lot, you’ll have all the room you need to relax, entertain, and make lasting memories. Upon entering, you’ll be greeted by the cozy formal living room which leads to the family living room with a charming stone fireplace that creates a warm and inviting atmosphere where it flows seamlessly into the kitchen, perfect for easy interaction and entertaining. The second master bedroom also features its own fireplace, adding to the home’s unique charm. The oversized primary bedroom is a true retreat, offering an expansive walk-thru closet and an abundance of natural light through glass double doors that lead to the patio. The kitchen boasts a breakfast bar, dinette area, and a gas stove, ideal for cooking your favorite meals. This home offers incredible versatility with two master bedrooms, three full baths, and a small office located in one of the primary bedrooms. Need storage space? This home has it, with numerous closets throughout to meet all your organizational needs. Enjoy the outdoors in your private backyard shaded by mature landscaping, or unwind on the large screened-in porch—perfect for enjoying Florida’s year-round sunshine. Recent upgrades include a brand-new roof and Electric water heater in 2024, providing peace of mind and ensuring long-term durability. This home offers plenty of potential for personalization and updates to suit your style. Located just minutes from medical centers, shopping, LEGOLAND, LESS THAN 3O MINUTES FROM BOKS TOWER, DOWNTOWN WINTER HAVEN, AND LESS THAN AN HOUR FROM BUSCH GARDENS, DISNEY SPRINGS, DISNEY WORLD, SEA WORLD, AND UNIVERSAL STUDIOS
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Our Executive Mortgage Banker:
Our Insurance Division:
$318,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $254,400 | $254,400 | $254,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | $222 | $222 | $222 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,608 | $1,671 | $2,130 |
Total Monthly Payment | $1,905 | $1,968 | $2,427 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.