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Welcome to this charming two-bedroom, one-bathroom manufactured home in the desirable 55+ community of Crystal Bay in Palm Harbor! This home offers the perfect combination of comfort and style, ideal for enjoying the Florida lifestyle. Step inside to discover new wood-look laminate flooring throughout, creating a fresh, modern feel. The living room and kitchen seamlessly blend in an open-concept design, with tons of windows bringing in natural light, making the space feel light and bright. The kitchen boasts matching appliances and a skylight, filling the room with even more sunshine and adding a touch of warmth. Both nicely sized bedrooms offer ample space and comfort, while the bathroom is conveniently located nearby. This property features brand-new electrical throughout, ensuring safety and efficiency. While it did experience flood damage from Hurricane Helene, it has been fully remediated, providing a secure and refreshed living space. Step out onto your inviting front porch to enjoy your morning coffee or relax with a good book. There's also a back deck perfect for outdoor entertaining or just soaking in the sunshine while you enjoy the beautiful Florida weather. This home is located in a golf cart-friendly community with fantastic amenities such as a clubhouse, pool, shuffleboard courts, and private docks. The community also features its own private boat ramp, making it easy to enjoy boating and water activities. If you prefer, the Sutherland Boat Ramp is just a short drive away, providing direct access to the Gulf. Conveniently located near Downtown Palm Harbor, you'll have access to local dining options, shopping, and more. The Pinellas Trail is nearby for walking, biking, or golf cart rides, and you'll be just minutes from the stunning Florida coastline. Don't miss out on this incredible opportunity to own a beautiful home in Crystal Bay. Contact us today for more details or to schedule a showing!
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Our Executive Mortgage Banker:
Our Insurance Division:
$125,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $100,000 | $100,000 | $100,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | $95 | $95 | $95 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $624 | $657 | $837 |
Total Monthly Payment | $794 | $827 | $1,007 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.