647 YAWL LANE, Palm Harbor, FL, 34683 | $125,000

Welcome to this charming two-bedroom, one-bathroom manufactured home in the desirable 55+ community of Crystal Bay in Palm Harbor! This home offers the perfect combination of comfort and style, ideal for enjoying the Florida lifestyle. Step inside to discover new wood-look laminate flooring throughout, creating a fresh, modern feel. The living room and kitchen seamlessly blend in an open-concept design, with tons of windows bringing in natural light, making the space feel light and bright. The kitchen boasts matching appliances and a skylight, filling the room with even more sunshine and adding a touch of warmth. Both nicely sized bedrooms offer ample space and comfort, while the bathroom is conveniently located nearby. This property features brand-new electrical throughout, ensuring safety and efficiency. While it did experience flood damage from Hurricane Helene, it has been fully remediated, providing a secure and refreshed living space. Step out onto your inviting front porch to enjoy your morning coffee or relax with a good book. There's also a back deck perfect for outdoor entertaining or just soaking in the sunshine while you enjoy the beautiful Florida weather. This home is located in a golf cart-friendly community with fantastic amenities such as a clubhouse, pool, shuffleboard courts, and private docks. The community also features its own private boat ramp, making it easy to enjoy boating and water activities. If you prefer, the Sutherland Boat Ramp is just a short drive away, providing direct access to the Gulf. Conveniently located near Downtown Palm Harbor, you'll have access to local dining options, shopping, and more. The Pinellas Trail is nearby for walking, biking, or golf cart rides, and you'll be just minutes from the stunning Florida coastline. Don't miss out on this incredible opportunity to own a beautiful home in Crystal Bay. Contact us today for more details or to schedule a showing!

Features

  • Rooms: 3
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: Other
  • Year Built: 1987
  • Garage: Driveway
  • Heating: Wall Units / Window Unit
  • Cooling: Wall/Window Unit(s)
  • Approx Sq. Feet: 396
  • Acreage: 6.3
  • Est. Taxes: $1,139
  • HOA Fee: $200 Monthly
  • Adult Communities: Yes
  • Elem. School: Ozona Elementary-PN
  • Middle School: Palm Harbor Middle-PN
  • High School: Palm Harbor Univ High-PN
  • Pet Policy: Cats OK, Number Limit, Size Limit, Yes
  • Appliances: Microwave, Range, Refrigerator
  • MLS#: TB8360359
  • Days on Market: 46 days
  • Website: https://www.raveis.com
    /prop/TB8360359/647yawllane_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/6/2025 2:36:01 PM)
Listing courtesy of EXP REALTY LLC   Phone: 866-308-7109

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

647 YAWL LANE, Palm Harbor, FL, 34683

$125,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $100,000 $100,000 $100,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.007% 7.063% 6.132%
Monthly Tax Payment $95 $95 $95
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $624 $657 $837
Total Monthly Payment $794 $827 $1,007

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.