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Welcome home! This move-in ready property on an oversized lot is now available in a close-to-everything location in the heart of Brandon, FL. This fantastic neighborhood is not just close to everything, but it is also conveniently located. This wonderful home features three bedrooms and two bathrooms spanning over 2000 sq. ft. heated with no HOA or CDD; the home offers a formal Living Room with a charming wood-burning fireplace for those cold nights in the winter. Also, this home has a separate formal dining room area and a family room perfect for entertaining and family gatherings, along with an oversized Kitchen (all stainless steel appliances) on one side and two Bedrooms and Bath adjacent to the Master Bedroom and Bath on the other side, ideal for families . So much is new: luxury vinyl flooring throughout (no carpeting), the roof was replaced in 2022, updated electrical service, water heater, and hurricane windows throughout, including sliders and fresh new paint, to mention only a few improvements. Add a two-car garage with a new garage door and oversized driveway, a separate utility room, and a large glass-enclosed rear porch. The backyard includes a shed and block-lined fire pit for those chilly evenings. Convenient to everything Brandon and Valrico have, Please don’t let this opportunity slip away. Situated just minutes from a vibrant selection of shopping, dining, and entertainment options, this home also offers easy access to I-75 and I-4, placing you just 60 minutes from Florida's most beloved attractions, including Busch Gardens in Tampa, Orlando, Disney World, and the stunning Gulf Beaches, as well as Tampa International Airport. This is more than just a home; it's a lifestyle. Schedule your showing today and take the first step toward making this exceptional property yours!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,920 | $335,920 | $335,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $410 | $410 | $410 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,123 | $2,207 | $2,812 |
Total Monthly Payment | $2,608 | $2,692 | $3,297 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.