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Under contract-accepting backup offers. This great block ranch home is located in Fairview Estates. This tucked-away community has something very special that many neighborhoods do not have in the area. Sawgrass Lake Park is nestled along the backside of the neighborhood. This 400-acre park features nature trails, a boardwalk, a lookout tower overlooking the lake, an abundant amount of wildlife, one of the largest maple swamps along the Gulf Coast of Florida, and plenty of trees to enjoy on the hot summer days. Another huge perk about this home is that it is located in Unincorporated Pinellas County. One of the big benefits of this is that you are allowed to do STR's (short-term rentals) legally. The double driveway and one-car garage are both a big perk of this home. Stepping into the home, you will notice the large open living room and kitchen area. Throughout most of the home is seamless wood-like tile and new luxury vinyl plank in the back bonus room. The kitchen features cream-colored cabinets, granite countertops, neutral backsplash, slate gray appliances, and a breakfast bar with seating. The two bedrooms are off to one side of the home and share the main hall bathroom. There is so much natural light coming into all the rooms of the home. There is a back bonus room that is currently being used as a dining room, but it could be whatever you need the space to be. There is also a 2nd bathroom off the back bonus room. The garage door motor can be controlled by an app on your phone. Additionally, the Ring doorbell and smart Nest thermostat stay with the home. Just outside the backdoor is a great size deck for entertaining or just enjoying the peaceful backyard. The entire yard is fenced in with white vinyl fencing and there is a 6-zone sprinkler system on well in the front and back yard. The A/C system w/ heat pump (2020, ducts/vents (2020), water heater (2016), and most windows (2012). This home is located in an X-flood zone (flood insurance not currently required), is just over 15ft above sea level, and is in evacuation zone D. You will love everything this house has to offer!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.172% | 7.154% | 6.172% |
Monthly Tax Payment | $249 | $249 | $249 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,870 | $1,941 | $2,444 |
Total Monthly Payment | $2,194 | $2,265 | $2,768 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.