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Welcome to your dream home in the sought-after Silver Springs community of St. Cloud! This stunning, energy-efficient home is perfectly designed for modern living, offering both style and functionality.
Home Features:
Open Kitchen: Entertain with ease in the spacious open kitchen, which seamlessly overlooks the dining area and great room, creating the perfect space for gatherings.
First Floor Flex Space: A versatile area that can be customized to fit your family’s needs—whether it’s a home office, playroom, or guest bedroom.
Primary Suite: Upstairs, the luxurious primary suite boasts an oversized walk-in closet, providing ample storage and a private retreat.
Energy Efficiency: Built with cutting-edge energy-efficient features, this home ensures a healthier, quieter lifestyle while saving you thousands on utility bills.
Location & Lifestyle:
Prime Location: Situated in St. Cloud, this home is just a short drive from major employment hubs like Lake Nona and Medical City, making commuting a breeze.
Convenience: Enjoy easy access to a variety of grocery stores, retail shops, and restaurants, catering to all your family’s needs.
Community Amenities: Silver Springs offers a wealth of family-friendly amenities, including a community pool, cabana, park, and tot lot, ensuring endless opportunities for fun and relaxation.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$489,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,999 | $391,999 | $391,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | $523 | $523 | $523 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,446 | $2,575 | $3,282 |
Total Monthly Payment | $3,044 | $3,173 | $3,880 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.