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Under contract-accepting backup offers. 4 bedroom 2 bath home in gated community of RIVER CLUB! Split floor plan, light and bright home with tasteful updates. NOT in a flood zone! Kitchen has a large single stainless sink, stainless steel appliances, white cabinets, quartz countertops, large island with seating, walk-in pantry and beautiful glass backsplash. Living room/dining area combo makes it prefect for entertaining and plenty of room to stretch out. There is tile through the main living areas and carpet in the bedrooms. The split floor plan is prefect your privacy with the primary bedroom just off the living room at the back of the home with a walk in closet, en suite bathroom with dual sinks, separate water closet, a huge linen closet and walk in shower. 2 additional bedrooms are at the front of the home with guest bathroom with the 4th bedroom being down the hall near the laundry room. Additional features includes smart home capabilities for the front door lock and thermostat, fenced yard and lanai. The lawn and bushes are maintained by the HOA. River Club community is close to parks, golfing, fishing and Murdock Circle with shopping and dining and a short drive South to downtown Historic Punta Gorda with additional shopping, fine dining and more. Close to I75 with easy access north to Sarasota/Tampa or south to Ft Myers. Come see this little piece of paradise and fall in love! Schedule your private showing today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$309,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $247,200 | $247,200 | $247,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | $400 | $400 | $400 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,542 | $1,624 | $2,069 |
Total Monthly Payment | $2,017 | $2,099 | $2,544 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.